Porto Seguro Companhia de Seguros Gerais S.A. (Porto Seguro S.A. (Brazil))
Seguro Cyber (Porto Seguro)
by Porto Seguro Companhia de Seguros Gerais S.A.
B2BBDirect—Broker onlyDomestic onlyPortuguese
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
Not rated by AM Best (SUSEP-regulated Brazilian insurer; strong domestic standing).
MGA / Direct
No – Direct insurer.
Policy Language
Portuguese
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Porto Seguro: Brazil's #1 insurer by total non-VGBL premiums (9.9% market share Sep 2025).
- Established domestic cyber insurance product for Brazilian businesses.
- Coverage: cyber attack response, data breach, BI loss, ransomware/extortion, LGPD (Lei Geral de Proteção de Dados) notification, legal and PR costs.
- LGPD compliance advisory integrated — essential for all Brazilian businesses handling personal data.
- Brazil LGPD imposes significant fines (up to 2% revenue, max R$50M/infraction) — driving demand.
- Broad national distribution network; extensive SME reach.
Limitations
- Brazil domestic product (SUSEP-regulated).
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation.
Broker Contact