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Cyber insurance, explained

Clause-by-clause breakdowns, regulatory updates, and market commentary on cyber insurance — written independently, no sponsored posts, no referral incentives.

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12·OCT·26Cyber Insurance Claims: Real Examples, Statistics, and Why Claims Get DeniedWhat a cyber insurance claim actually looks like, real court cases where insurers refused to pay, claims statistics, and the practical steps that keep your own claim from being denied.22·SEP·26What Cyber Insurance Does NOT Cover: Exclusions ExplainedWar exclusions, social engineering sub-limits, regulatory fines, unpatched systems. The gaps in cyber insurance policies that buyers discover after the incident, explained before you sign.11·SEP·26Cyber Insurance for Small Business: A No-Jargon Guide (2026)What cyber insurance actually does for a small business, what it costs, why most policies are sold through brokers, and how to choose one without a security team.09·SEP·26Cyber Insurance vs Tech E&O vs Professional Indemnity: What Actually Covers WhatThree policies that everyone confuses. A plain-language breakdown of cyber insurance, technology errors and omissions, and professional indemnity, with a table showing which policy pays for which incident.02·SEP·26Cyber Insurance Requirements in 2026: What Insurers Ask Before They Cover YouMFA, backups, EDR, employee training: here is what cyber insurers actually require in 2026, what their questionnaires look like, and what happens if you get it wrong.25·AUG·26Ransomware and Cyber Insurance: What Actually Gets PaidWhat a policy funds during a ransomware attack, what voids the claim, and how to compare products for the scenario that matters most.19·AUG·26What Cyber Insurance Actually Covers in 2026 - and What It Quietly ExcludesCore coverage is uniform; the exclusions are not. War clauses, social-engineering sublimits and the coverage gaps we see across 682 tracked products.02·AUG·26How Much Does Cyber Insurance Cost in 2026? A Realistic Guide for SMEsTypical SME premiums, what actually drives them, and the bundled services that change the real price — with data from 682 products across 56 countries.02·MAY·26Cyber insurance - complementary services rating methodologyIn order to help you to select a cyber insurance provider that can offer a policy most tailored to your particular needs, we’ve came up with a simplistic framework that rates the complementary / proactive services and a product transparency metric. 01·MAY·26Cyber Insurance - Complementary or proactive service (Part 3). A breakdown of the most impactful complementary services for cyber insurance subscribers - Tier 130·APR·26Cyber Insurance - Complementary or proactive service (Part 2). This time we will have an overview of services that I would put into Tier 2 - broader reach and more relevance comparing to Tier 3. 28·APR·26Cyber Insurance - Complementary or proactive service (Part 1). This is a first of articles to review the current set of most common complementary and proactive services that insurance companies are packaging with their cyber insurance products. 17·APR·26Understanding NIS2 Directive: What It Means for Your Cyber InsuranceThe NIS2 Directive is reshaping cybersecurity requirements across the EU. Here is what it means for your cyber insurance coverage.16·APR·26A Cyber Insurance for a little guy - underwriting prerequisites (Part 2).Today we will review security measures that can be placed in a strong “nice-to-have” category, they can have a significant impact on your insurance premium, and they contribute heavily to the overall cyber risk reduction.14·APR·26A Cyber Insurance for a little guy - underwriting prerequisites (Part 1). To successfully pass the underwriting, you will need to clearly show that your existing cyber resilience capabilities are at the right level.