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Cyber insurance, explained

Clause-by-clause breakdowns, regulatory updates, and market commentary on cyber insurance — written independently, no sponsored posts, no referral incentives.

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25·AUG·26Ransomware and Cyber Insurance: What Actually Gets PaidWhat a policy funds during a ransomware attack, what voids the claim, and how to compare products for the scenario that matters most.19·AUG·26What Cyber Insurance Actually Covers in 2026 - and What It Quietly ExcludesCore coverage is uniform; the exclusions are not. War clauses, social-engineering sublimits and the coverage gaps we see across 682 tracked products.02·AUG·26How Much Does Cyber Insurance Cost in 2026? A Realistic Guide for SMEsTypical SME premiums, what actually drives them, and the bundled services that change the real price — with data from 682 products across 56 countries.02·MAY·26Cyber insurance - complementary services rating methodologyIn order to help you to select a cyber insurance provider that can offer a policy most tailored to your particular needs, we’ve came up with a simplistic framework that rates the complementary / proactive services and a product transparency metric. 01·MAY·26Cyber Insurance - Complementary or proactive service (Part 3). A breakdown of the most impactful complementary services for cyber insurance subscribers - Tier 130·APR·26Cyber Insurance - Complementary or proactive service (Part 2). This time we will have an overview of services that I would put into Tier 2 - broader reach and more relevance comparing to Tier 3. 28·APR·26Cyber Insurance - Complementary or proactive service (Part 1). This is a first of articles to review the current set of most common complementary and proactive services that insurance companies are packaging with their cyber insurance products. 17·APR·26Understanding NIS2 Directive: What It Means for Your Cyber InsuranceThe NIS2 Directive is reshaping cybersecurity requirements across the EU. Here is what it means for your cyber insurance coverage.16·APR·26A Cyber Insurance for a little guy - underwriting prerequisites (Part 2).Today we will review security measures that can be placed in a strong “nice-to-have” category, they can have a significant impact on your insurance premium, and they contribute heavily to the overall cyber risk reduction.14·APR·26A Cyber Insurance for a little guy - underwriting prerequisites (Part 1). To successfully pass the underwriting, you will need to clearly show that your existing cyber resilience capabilities are at the right level.