Cyber Insurance in Netherlands
Compare 31 cyber insurance products available in Netherlands. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Netherlands | AIG Europe S.A. – Netherlands BranchCyberEdge | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Risk assessment+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | Direct | No | → | |
| Netherlands | Allianz Commercial (Allianz Benelux N.V. Netherlands Branch)Cyber Risk Insurance | Bespoke. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Risk assessment+ Incident response+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Netherlands | AXIS Specialty Europe SE – NetherlandsAXIS Cyber Insurance | Up to $25M | AGrade A (Integrated)+ Vulnerability scanning+ Penetration testing+ Training & awareness+ Threat intelligence+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Netherlands | AXIS Specialty Europe SE – NetherlandsAXIS ACTM (Cyber & Technology MPL) | Up to $25M | AGrade A (Integrated)+ Vulnerability scanning+ Penetration testing+ Training & awareness+ Threat intelligence+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Netherlands | Beazley Insurance dac – Netherlands BranchBeazley BBR (Full Spectrum Cyber) | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A | NIS2 | Direct | Yes | → | |
| Netherlands | Centraal Beheer (Achmea brand)Cyberverzekering | Up to €2M; bespoke above. | DGrade D (Entry)+ Risk assessment+ Crisis management | A+ | NIS2 | Direct | No | → | |
| Netherlands | CFC EuropeCFC Cyber – SME | Bespoke per risk; unlimited first-party reinstatements (new limit per claim). | SGrade S (Best-in-class)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Incident response+ Risk platform / portal | A | NIS2 | MGA | Yes | → | |
| Netherlands | CFC EuropeCFC Cyber Excess | Up to US$/£/€5M any one risk (excess layer); automatic reinstatement included as standard. | DGrade D (Entry)+ Incident response | A | NIS2 | MGA | Yes | → | |
| Netherlands | CFC EuropeCFC Corporate Cyber | Bespoke per risk; enterprise capacity; limits agreed per submission. | SGrade S (Best-in-class)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Incident response+ Risk platform / portal | A | NIS2 | MGA | Yes | → | |
| Netherlands | Chubb European Group SE – NetherlandsCyber Enterprise Risk Management (Cyber ERM) / DigiTech ERM / CyberEdge | Bespoke. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation+ 3rd party risk assessment | A++ | NIS2 | Direct | No | → | |
| Netherlands | DUAL NetherlandsDUAL Cyber Defense | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | MGA | Yes | → | |
| Netherlands | DUAL NetherlandsDUAL Tech Cyber Media | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | MGA | Yes | → | |
| Netherlands | HDI Global SEHDI Cyber+ | Bespoke; up to €15M. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Netherlands | Hiscox NetherlandsCyberClear | Up to €2.5M (SME); bespoke above. | CGrade C (Emerging)+ Training & awareness+ Incident response | A | NIS2 | Direct | Yes | → | |
| Netherlands | Markel International Insurance Company Ltd. – Netherlands BranchMarkel Cyber 360 International | USD 10M / GBP 10M / EUR 10M per risk (primary or excess). | CGrade C (Emerging)+ Penetration testing+ Training & awareness+ Incident response+ Crisis management | A | NIS2 | Direct | Yes | → | |
| Netherlands | Mosaic Insurance Services Europe GmbHMosaic Cyber Insurance | Up to €25M per risk (primary or excess). | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Netherlands | Nationale-Nederlanden (NN Nederland)Security Pakket (SME) | Up to €1M. | CGrade C (Emerging)+ Threat intelligence+ Risk assessment+ Risk platform / portal+ Pre-breach advisory | A | NIS2 | Direct | Yes | → | |
| Netherlands | Nationale-Nederlanden (NN Nederland)Cyber Insurance | Up to €5M. | CGrade C (Emerging)+ Threat intelligence+ Risk assessment+ Risk platform / portal+ Pre-breach advisory | A | NIS2 | Direct | Yes | → | |
| Netherlands | QBE Insurance Europe Limited – Netherlands BranchQCyberProtect | Bespoke. | AGrade A (Integrated)+ Phishing simulation+ Threat intelligence+ Risk assessment+ Incident response+ Risk platform / portal+ Crisis management+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Netherlands | Resilience Cyber Insurance Solutions – BeNeLuxResilience Cyber Insurance | Up to USD/EUR 20M; bespoke above. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Netherlands | Resilience Cyber Insurance Solutions – BeNeLuxResilience Edge | Up to USD/EUR 5M. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Netherlands | RiskPoint Group A/SRiskPoint Cyber Tech | Large line sizes available; bespoke per risk. | CGrade C (Emerging)+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Cyber risk engineering | A | NIS2 | MGA | Yes | → | |
| Netherlands | RiskPoint Group A/SRiskPoint Cyber | Large line sizes available; bespoke per risk. | CGrade C (Emerging)+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Cyber risk engineering | A | NIS2 | MGA | Yes | → | |
| Netherlands | Starr Indemnity & Liability Company / Starr Surplus Lines Insurance CompanyCyber Risk Response / Cyber and Terror Response | Up to €20M | DGrade D (Entry)+ Pre-breach advisory | A | — | Direct | Yes | → | |
| Netherlands | Stoïk – NetherlandsAssurance Cyber / Cyberversicherung | Up to €10M; bespoke above. | BGrade B (Proactive)+ Phishing simulation+ Threat intelligence+ MDR / EDR+ Email security | N/A | NIS2 | MGA | Yes | → | |
| Netherlands | Swiss Re Corporate Solutions Ltd. – Benelux and Nordics BranchCyber Excess Insurance (SRCS) | Up to USD/EUR 10M excess capacity; sits above primary policy. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | NIS2 | Direct | Yes | → | |
| Netherlands | Swiss Re Corporate Solutions Ltd. – Benelux and Nordics BranchPrimary Cyber (SRCS) | Up to USD/EUR 30M primary capacity. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | NIS2 | Direct | Yes | → | |
| Netherlands | Tokio Marine HCC International – NetherlandsCyber Security Insurance | Up to €25M / USD 25M / £15M; bespoke above. | DGrade D (Entry)+ Pre-breach advisory | A++ | NIS2 | Direct | Yes | → | |
| Netherlands | Travelers Syndicate 5000 (Lloyd's)Travelers CyberRisk (Lloyd's Syndicate 5000) | Bespoke; Lloyd's capacity; international risks. | BGrade B (Proactive)+ Vulnerability scanning+ Incident response+ Risk platform / portal+ Crisis management | A++ | NIS2 | Direct | Yes | → | |
| Netherlands | XL Insurance Company SE – Netherlands Branch (AXA XL)CyberRiskConnect | Up to €15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Netherlands | Zurich Insurance Europe AG – Netherlands BranchZurich Cyber Solution | Bespoke. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Pre-breach advisory+ Cyber risk engineering+ Crisis simulation+ 3rd party risk assessment | A+ | NIS2 | Direct | Yes | → |
Cyber insurance market in Netherlands
Netherlands has 31 cyber insurance products listed on Ryskly, offered by 23 providers including AIG Europe S.A. – Netherlands Branch, Allianz Commercial (Allianz Benelux N.V. Netherlands Branch), AXIS Specialty Europe SE – Netherlands, Beazley Insurance dac – Netherlands Branch, Centraal Beheer (Achmea brand) and 18 more. 10 products are underwritten via managing general agents (MGAs).
Of these, 16 cover cyber crime and funds-transfer fraud, 6 combine cyber with Tech E&O, 2 address GenAI-related risks. 30 products signal NIS2/DORA compliance support. 15 target small and medium-sized businesses, while 24 serve mid-market and large enterprises.
The most common bundled proactive services in Netherlands are incident response, crisis management, pre-breach advisory, threat intelligence, a cyber risk platform — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Netherlands?
31 cyber insurance products are currently available in Netherlands from 23 providers, including AIG Europe S.A. – Netherlands Branch, Allianz Commercial (Allianz Benelux N.V. Netherlands Branch), AXIS Specialty Europe SE – Netherlands, Beazley Insurance dac – Netherlands Branch, Centraal Beheer (Achmea brand), CFC Europe and 17 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Netherlands?
Yes — 15 of the 31 products in Netherlands explicitly target small and medium-sized businesses, and 2 also cover micro-companies and sole traders. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+Do cyber insurers in Netherlands support NIS2 and DORA compliance?
30 of 31 products in Netherlands indicate support for NIS2 or DORA regulatory requirements — useful if your business falls under EU cybersecurity regulation or supplies companies that do.
+What proactive security services are included with cyber policies in Netherlands?
Beyond claims coverage, insurers in Netherlands commonly bundle preventive services: incident response (23 products), crisis management (17 products), pre-breach advisory (16 products), threat intelligence (15 products), a cyber risk platform (15 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Netherlands?
28 of the 31 listed products in Netherlands are backed by carriers holding an AM Best rating in the A range, of which 9 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Netherlands directly, or do I need a broker?
3 of 31 products in Netherlands are available directly from the insurer, while 28 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.