Cyber Insurance in Denmark
Compare 17 cyber insurance products available in Denmark. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Denmark | Allianz Global Corporate & Specialty SE – Denmark BranchCyber Risk Insurance | Bespoke. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Risk assessment+ Incident response+ Crisis management | A+ | NIS2 | Direct | No | → | |
| Denmark | Beazley Insurance dac – Denmark BranchBeazley BBR (Full Spectrum Cyber) | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A | NIS2 | Direct | Yes | → | |
| Denmark | Coalition Insurance Solutions – Denmark (Allianz Commercial capacity)Coalition Active Cyber Insurance | Bespoke (up to DKK 7.5B revenue threshold). | AGrade A (Integrated)+ Vulnerability scanning+ Penetration testing+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal | A+ | NIS2 | MGA | No | → | |
| Denmark | Gjensidige Forsikring ASA – Denmark BranchCyberforsikring (Bedrift) | Bespoke. | DGrade D (Entry)+ Incident response | A | NIS2 | Direct | Yes | → | |
| Denmark | HDI Global SECyberQuick | Bespoke; up to DKK 15M. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Denmark | HDI Global SECyber Insurance | Bespoke; up to €15M. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Denmark | QBE Insurance Europe Limited – Denmark BranchQCyberProtect | Bespoke. | AGrade A (Integrated)+ Phishing simulation+ Threat intelligence+ Risk assessment+ Incident response+ Risk platform / portal+ Crisis management+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Denmark | Resilience Cyber Insurance Solutions – NordicsResilience Edge | Up to USD/EUR 5M. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Denmark | Resilience Cyber Insurance Solutions – NordicsResilience Cyber Insurance | Up to USD/EUR 20M; bespoke above. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Denmark | RiskPoint Group A/SRiskPoint Cyber Tech | Large line sizes available; bespoke per risk. | CGrade C (Emerging)+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Cyber risk engineering | A | NIS2 | MGA | Yes | → | |
| Denmark | RiskPoint Group A/SRiskPoint Cyber | Large line sizes available; bespoke per risk. | CGrade C (Emerging)+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Cyber risk engineering | A | NIS2 | MGA | Yes | → | |
| Denmark | Tokio Marine HCC International – DenmarkCyber Security Insurance | Up to €25M / USD 25M / £15M; bespoke above. | DGrade D (Entry)+ Pre-breach advisory | A++ | NIS2 | Direct | Yes | → | |
| Denmark | Topdanmark A/SCyberforsikring (Erhverv) | Up to DKK 1M | FGrade F (Indemnity only)No proactive services included | B | NIS2 | Direct | Yes | → | |
| Denmark | Tryg Forsikring A/SCyberforsikring til større virksomheder | Up to DKK 50M (large enterprise); bespoke above. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Crisis management | B | NIS2 | Direct | Yes | → | |
| Denmark | Tryg Forsikring A/SCyberforsikring til mindre virksomheder | Up to DKK 20M (SME) | CGrade C (Emerging)+ Incident response+ Crisis management | B | NIS2 | Direct | Yes | → | |
| Denmark | XL Insurance Company SE – Denmark Branch (AXA XL)CyberRiskConnect | Up to €15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Denmark | Zurich Insurance Europe AG – Denmark BranchZurich Cyber Solution | Bespoke. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Pre-breach advisory+ Cyber risk engineering+ Crisis simulation+ 3rd party risk assessment | A+ | NIS2 | Direct | Yes | → |
Cyber insurance market in Denmark
Denmark has 17 cyber insurance products listed on Ryskly, offered by 13 providers including Allianz Global Corporate & Specialty SE – Denmark Branch, Beazley Insurance dac – Denmark Branch, Coalition Insurance Solutions – Denmark (Allianz Commercial capacity), Gjensidige Forsikring ASA – Denmark Branch, HDI Global SE and 8 more. 5 products are underwritten via managing general agents (MGAs).
Of these, 5 cover cyber crime and funds-transfer fraud, 2 combine cyber with Tech E&O, 1 address GenAI-related risks. 17 products signal NIS2/DORA compliance support. 10 target small and medium-sized businesses, while 12 serve mid-market and large enterprises.
The most common bundled proactive services in Denmark are incident response, crisis management, a cyber risk platform, cyber risk assessment, pre-breach advisory — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Denmark?
17 cyber insurance products are currently available in Denmark from 13 providers, including Allianz Global Corporate & Specialty SE – Denmark Branch, Beazley Insurance dac – Denmark Branch, Coalition Insurance Solutions – Denmark (Allianz Commercial capacity), Gjensidige Forsikring ASA – Denmark Branch, HDI Global SE, QBE Insurance Europe Limited – Denmark Branch and 7 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Denmark?
Yes — 10 of the 17 products in Denmark explicitly target small and medium-sized businesses, and 6 also cover micro-companies and sole traders. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+Do cyber insurers in Denmark support NIS2 and DORA compliance?
17 of 17 products in Denmark indicate support for NIS2 or DORA regulatory requirements — useful if your business falls under EU cybersecurity regulation or supplies companies that do.
+What proactive security services are included with cyber policies in Denmark?
Beyond claims coverage, insurers in Denmark commonly bundle preventive services: incident response (13 products), crisis management (10 products), a cyber risk platform (10 products), cyber risk assessment (9 products), pre-breach advisory (8 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Denmark?
12 of the 17 listed products in Denmark are backed by carriers holding an AM Best rating in the A range, of which 4 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Denmark directly, or do I need a broker?
2 of 17 products in Denmark are available directly from the insurer, while 15 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.