Cyber Insurance in Poland
Compare 9 cyber insurance products available in Poland. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Poland | AIG Europe S.A. – Poland BranchCyberEdge | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Threat intelligence+ Risk assessment+ Pre-breach advisory | A | NIS2 | Direct | Yes | → | |
| Poland | Chubb European Group SE Spółka Europejska Oddział w PolsceCyber Enterprise Risk Management (Cyber ERM) | Bespoke. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Pre-breach advisory+ Crisis management+ Crisis simulation+ 3rd party risk assessment | A++ | NIS2 | Direct | No | → | |
| Poland | Colonnade Insurance S.A. – Poland BranchCyber Insurance | Bespoke. | FGrade F (Indemnity only)No proactive services included | A- | NIS2 | Direct | Yes | → | |
| Poland | ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA)ERGO Hestia Cyber M | Up to PLN 500,000 (approx €115K). | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Poland | ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA)ERGO Hestia Cyber XL | Up to PLN 5,000,000 (approx €1.15M). | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Poland | PZU SA (Powszechny Zakład Ubezpieczeń S.A.)PZU Cyber (Ubezpieczenie od ryzyk cybernetycznych i związanych z RODO) | Up to PLN 5M (self-service); bespoke above. | CGrade C (Emerging)+ Incident response+ Crisis management | B | NIS2 | Direct | Yes | → | |
| Poland | Tokio Marine HCC International – PolandCyber Security Insurance | Up to €25M / USD 25M / £15M; bespoke above. | DGrade D (Entry)+ Pre-breach advisory | A++ | NIS2 | Direct | Yes | → | |
| Poland | Travelers Syndicate 5000 (Lloyd's)Travelers CyberRisk (Lloyd's Syndicate 5000) | Bespoke; Lloyd's capacity; international risks. | BGrade B (Proactive)+ Vulnerability scanning+ Incident response+ Risk platform / portal+ Crisis management | A++ | NIS2 | Direct | Yes | → | |
| Poland | XL Insurance Company SE – Poland Branch (AXA XL)CyberRiskConnect | Up to €15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | NIS2 | Direct | Yes | → |
Cyber insurance market in Poland
Poland has 9 cyber insurance products listed on Ryskly, offered by 8 providers including AIG Europe S.A. – Poland Branch, Chubb European Group SE Spółka Europejska Oddział w Polsce, Colonnade Insurance S.A. – Poland Branch, ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA), PZU SA (Powszechny Zakład Ubezpieczeń S.A.) and 3 more.
Of these, 3 cover cyber crime and funds-transfer fraud, 1 address GenAI-related risks. 9 products signal NIS2/DORA compliance support. 4 target small and medium-sized businesses, while 8 serve mid-market and large enterprises.
The most common bundled proactive services in Poland are incident response, crisis management, pre-breach advisory, vulnerability scanning, cyber risk assessment — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Poland?
9 cyber insurance products are currently available in Poland from 8 providers, including AIG Europe S.A. – Poland Branch, Chubb European Group SE Spółka Europejska Oddział w Polsce, Colonnade Insurance S.A. – Poland Branch, ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA), PZU SA (Powszechny Zakład Ubezpieczeń S.A.), Tokio Marine HCC International – Poland and 2 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Poland?
Yes — 4 of the 9 products in Poland explicitly target small and medium-sized businesses, and 2 also cover micro-companies and sole traders. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+Do cyber insurers in Poland support NIS2 and DORA compliance?
9 of 9 products in Poland indicate support for NIS2 or DORA regulatory requirements — useful if your business falls under EU cybersecurity regulation or supplies companies that do.
+What proactive security services are included with cyber policies in Poland?
Beyond claims coverage, insurers in Poland commonly bundle preventive services: incident response (6 products), crisis management (6 products), pre-breach advisory (4 products), vulnerability scanning (3 products), cyber risk assessment (2 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Poland?
8 of the 9 listed products in Poland are backed by carriers holding an AM Best rating in the A range, of which 3 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Poland directly, or do I need a broker?
1 of 9 products in Poland are available directly from the insurer, while 8 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.