Cyber Insurance in Czech Republic
Compare 5 cyber insurance products available in Czech Republic. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Czech Republic | ČSOB Pojišťovna a.s.Pojištění kybernetických rizik (Cyber Risk Insurance) | Bespoke. | DGrade D (Entry)+ Incident response | A | NIS2 | Direct | Yes | → | |
| Czech Republic | HDI Global SEHDI Cyber+ | Bespoke; up to €15M. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Czech Republic | Kooperativa pojišťovna a.s. (Vienna Insurance Group)Pojištění kybernetických rizik (Cyber Risk Insurance) | Bespoke. | FGrade F (Indemnity only)No proactive services included | A | NIS2 | Direct | Yes | → | |
| Czech Republic | Tokio Marine HCC International – Czech RepublicCyber Security Insurance | Up to €25M / USD 25M / £15M; bespoke above. | DGrade D (Entry)+ Pre-breach advisory | A++ | NIS2 | Direct | Yes | → | |
| Czech Republic | XL Insurance Company SE – Czech Republic Branch (AXA XL)CyberRiskConnect | Up to €15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | NIS2 | Direct | Yes | → |
Cyber insurance market in Czech Republic
Czech Republic has 5 cyber insurance products listed on Ryskly, offered by 5 providers including ČSOB Pojišťovna a.s., HDI Global SE, Kooperativa pojišťovna a.s. (Vienna Insurance Group), Tokio Marine HCC International – Czech Republic and XL Insurance Company SE – Czech Republic Branch (AXA XL).
Of these, 2 cover cyber crime and funds-transfer fraud, 1 address GenAI-related risks. 5 products signal NIS2/DORA compliance support. 2 target small and medium-sized businesses, while 4 serve mid-market and large enterprises.
The most common bundled proactive services in Czech Republic are incident response, pre-breach advisory, crisis management, a cyber risk platform, cyber risk assessment — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Czech Republic?
5 cyber insurance products are currently available in Czech Republic from 5 providers, including ČSOB Pojišťovna a.s., HDI Global SE, Kooperativa pojišťovna a.s. (Vienna Insurance Group), Tokio Marine HCC International – Czech Republic and XL Insurance Company SE – Czech Republic Branch (AXA XL). Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Czech Republic?
Yes — 2 of the 5 products in Czech Republic explicitly target small and medium-sized businesses. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+Do cyber insurers in Czech Republic support NIS2 and DORA compliance?
5 of 5 products in Czech Republic indicate support for NIS2 or DORA regulatory requirements — useful if your business falls under EU cybersecurity regulation or supplies companies that do.
+What proactive security services are included with cyber policies in Czech Republic?
Beyond claims coverage, insurers in Czech Republic commonly bundle preventive services: incident response (3 products), pre-breach advisory (3 products), crisis management (2 products), a cyber risk platform (2 products), cyber risk assessment (1 product). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Czech Republic?
5 of the 5 listed products in Czech Republic are backed by carriers holding an AM Best rating in the A range, of which 1 is rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Czech Republic directly, or do I need a broker?
All 5 products in Czech Republic are distributed through insurance brokers. Broker contacts are listed on each product page on Ryskly.