Pojištění kybernetických rizik (Cyber Risk Insurance)
Pojištění kybernetických rizik (Cyber Risk Insurance) is a cyber insurance product underwritten by ČSOB Pojišťovna a.s. (KBC Group (Belgium)), available in Czech Republic. It is aimed at small and medium-sized businesses. Coverage limits reach up to Bespoke.. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 1 bundled proactive service — Incident response — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Dedicated cyber risk product for business clients; part of ČSOB Pojišťovna's commercial P&C range.
- Coverage: cyber attack response, data breach and privacy liability, business interruption, IT system damage recovery, extortion/ransomware, third-party liability.
- KBC Group: Belgium-headquartered integrated bancassurance group operating in CEE.
- ČSOB Pojišťovna backed by ČSOB bank distribution network — strong SME and corporate reach across Czech Republic.
Limitations
- Product details require consultation; limited online self-service for commercial cyber.
- Primarily Czech market; limited cross-border capacity.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Pojištění kybernetických rizik (Cyber Risk Insurance) designed for?
Pojištění kybernetických rizik (Cyber Risk Insurance) by ČSOB Pojišťovna a.s. targets small and medium-sized businesses in Czech Republic. Geographic scope: Domestic only..
+What proactive security services are included with Pojištění kybernetických rizik (Cyber Risk Insurance)?
The policy bundles 1 proactive service: Incident response. These preventive services are typically included in the premium.
+Does Pojištění kybernetických rizik (Cyber Risk Insurance) help with NIS2 or DORA compliance?
ČSOB Pojišťovna a.s. indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Pojištění kybernetických rizik (Cyber Risk Insurance) in Czech Republic?
Pojištění kybernetických rizik (Cyber Risk Insurance) is sold through insurance brokers — broker contact: https://www.csobpoj.cz/. Compare it with alternatives in Czech Republic on Ryskly before approaching a broker.