Cyber Insurance in Australia
Compare 26 cyber insurance products available in Australia. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Australia | Arch Insurance (UK) Limited – Australia BranchArch Cyber Insurance / ACTM | Up to US$20m / CAD$20m / €20m any one risk. | DGrade D (Entry)+ Risk assessment | A+ | — | Direct | Yes | → | |
| Australia | Beazley Insurance dac – Australia BranchBeazley InfoSec (Full Spectrum Cyber — Large Business) | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A | — | Direct | Yes | → | |
| Australia | Beazley Insurance dac – Australia BranchBeazley BBR (Full Spectrum Cyber) | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A | — | Direct | Yes | → | |
| Australia | BOXX Insurance (Australia)Cyberboxx® Business | Bespoke; SME limits. | AGrade A (Integrated)+ Vulnerability scanning+ Training & awareness+ Threat intelligence+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory | A | — | MGA | No | → | |
| Australia | CFC (Australia)CFC Cyber Excess | Up to US$/£/€5M any one risk (excess layer); automatic reinstatement included as standard. | DGrade D (Entry)+ Incident response | A | — | MGA | Yes | → | |
| Australia | CFC (Australia)CFC Corporate Cyber | Bespoke per risk; enterprise capacity; limits agreed per submission. | SGrade S (Best-in-class)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Incident response+ Risk platform / portal | A | — | MGA | Yes | → | |
| Australia | CFC (Australia)CFC Cyber – SME | Bespoke per risk; unlimited first-party reinstatements (new limit per claim). | SGrade S (Best-in-class)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Incident response+ Risk platform / portal | A | — | MGA | Yes | → | |
| Australia | Coalition Insurance Solutions – AustraliaCoalition Active Cyber Insurance | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Penetration testing+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal | A+ | — | MGA | No | → | |
| Australia | Cowbell (Australia)Cowbell Prime One | Bespoke per risk; SME limits. | BGrade B (Proactive)+ Penetration testing+ Training & awareness+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ 3rd party risk assessment | A+ | — | MGA | Yes | → | |
| Australia | Cylo backed by CGU (IAG cyber MGA)Active Cyber Insurance for SMEs (Cylo backed by CGU) | Bespoke. | CGrade C (Emerging)+ Vulnerability scanning+ Incident response+ Risk platform / portal | A+ | — | MGA | Yes | → | |
| Australia | Delta Insurance Australia Pty LtdCyber Liability Insurance | Up to AUD 25M (capacity via Lloyd's). | CGrade C (Emerging)+ Incident response+ Pre-breach advisory+ Crisis management | A | — | MGA | Yes | → | |
| Australia | DUAL Australia Pty LtdDUAL Tech Cyber Media | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | — | MGA | Yes | → | |
| Australia | DUAL Australia Pty LtdDUAL Cyber Defense | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | — | MGA | Yes | → | |
| Australia | HDI Global SEHDI Cyber+ | Bespoke; up to AUD 15M | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation | A | — | Direct | Yes | → | |
| Australia | Liberty Specialty Markets – AustraliaLiberty Tech Resolution™ | Bespoke. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Incident response+ Pre-breach advisory+ Cyber risk engineering+ 3rd party risk assessment | A | — | Direct | Yes | → | |
| Australia | Liberty Specialty Markets – AustraliaLiberty Cyber Resolution™ | Bespoke. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Incident response+ Pre-breach advisory+ Cyber risk engineering+ 3rd party risk assessment | A | — | Direct | Yes | → | |
| Australia | Markel International Insurance Company Ltd. – AustraliaMarkel Cyber 360 International | USD 10M / GBP 10M / EUR 10M per risk (primary or excess). | CGrade C (Emerging)+ Penetration testing+ Training & awareness+ Incident response+ Crisis management | A | — | Direct | Yes | → | |
| Australia | Mosaic Services Asia Pte LimitedMosaic Cyber Insurance | Up to $25M per risk. | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | — | Direct | Yes | → | |
| Australia | Munich Re Australia (New Reinsurance Company Ltd.)Munich Re Cloud Protection+ | Up to USD 50M; Google Cloud customers only. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Pre-breach advisory+ Crisis management+ Cyber risk engineering | A+ | — | Direct | No | → | |
| Australia | Munich Re Australia (New Reinsurance Company Ltd.)Munich Re Cyber Insurance (Primary / F&C) | Up to USD/EUR 50M primary capacity per risk. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Pre-breach advisory+ Crisis management | A+ | — | Direct | No | → | |
| Australia | QBE Insurance (Australia) LimitedQCyberProtect | Primary and excess capacity up to $10M | FGrade F (Indemnity only)No proactive services included | A | — | Direct | Yes | → | |
| Australia | Starr Indemnity & Liability Company / Starr Surplus Lines Insurance CompanyCyber Risk Response / Cyber and Terror Response | Up to AUD 20M | DGrade D (Entry)+ Pre-breach advisory | A | — | Direct | Yes | → | |
| Australia | Swiss Re Corporate Solutions Ltd. – ANZ BranchPrimary Cyber (SRCS) | Up to USD/EUR 30M primary capacity. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| Australia | Swiss Re Corporate Solutions Ltd. – ANZ BranchCyber Excess Insurance (SRCS) | Up to USD/EUR 10M excess capacity; sits above primary policy. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| Australia | Travelers Syndicate 5000 (Lloyd's)Travelers CyberRisk (Lloyd's Syndicate 5000) | Bespoke; Lloyd's capacity; international risks. | BGrade B (Proactive)+ Vulnerability scanning+ Incident response+ Risk platform / portal+ Crisis management | A++ | — | Direct | Yes | → | |
| Australia | XL Insurance Company SE – Australia Branch (AXA XL)CyberRiskConnect | Up to AUD 15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | — | Direct | Yes | → |
Cyber insurance market in Australia
Australia has 26 cyber insurance products listed on Ryskly, offered by 19 providers including Arch Insurance (UK) Limited – Australia Branch, Beazley Insurance dac – Australia Branch, BOXX Insurance (Australia), CFC (Australia), Coalition Insurance Solutions – Australia and 14 more. 10 products are underwritten via managing general agents (MGAs).
Of these, 15 cover cyber crime and funds-transfer fraud, 9 combine cyber with Tech E&O, 6 address GenAI-related risks. 15 target small and medium-sized businesses, while 20 serve mid-market and large enterprises.
The most common bundled proactive services in Australia are incident response, vulnerability scanning, pre-breach advisory, security awareness training, crisis management — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Australia?
26 cyber insurance products are currently available in Australia from 19 providers, including Arch Insurance (UK) Limited – Australia Branch, Beazley Insurance dac – Australia Branch, BOXX Insurance (Australia), CFC (Australia), Coalition Insurance Solutions – Australia, Cowbell (Australia) and 13 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Australia?
Yes — 15 of the 26 products in Australia explicitly target small and medium-sized businesses. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+What proactive security services are included with cyber policies in Australia?
Beyond claims coverage, insurers in Australia commonly bundle preventive services: incident response (21 products), vulnerability scanning (15 products), pre-breach advisory (14 products), security awareness training (12 products), crisis management (12 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Australia?
26 of the 26 listed products in Australia are backed by carriers holding an AM Best rating in the A range, of which 10 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Australia directly, or do I need a broker?
4 of 26 products in Australia are available directly from the insurer, while 22 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.