Cyber Insurance in China
Compare 8 cyber insurance products available in China. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| China | Allianz Global Corporate & Specialty SE – China BranchCyber Risk Insurance | Bespoke. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Risk assessment+ Incident response+ Crisis management | A+ | — | Direct | No | → | |
| China | Chubb Insurance Company of China / 安达保险 (China Branch)Cyber Enterprise Risk Management (Cyber ERM) / DigiTech ERM / CyberEdge | Up to $25M (Global Cyber Facility); bespoke above. | BGrade B (Proactive)+ Training & awareness+ MDR / EDR+ Incident response+ Crisis management | A++ | — | Direct | No | → | |
| China | CPIC P&C (中国太平洋财产保险股份有限公司)网络安全保险 / Cybersecurity Insurance | Bespoke. | FGrade F (Indemnity only)No proactive services included | B | — | Direct | No | → | |
| China | Markel International Insurance Company Ltd. – ChinaMarkel Cyber 360 International | USD 10M / GBP 10M / EUR 10M per risk (primary or excess). | CGrade C (Emerging)+ Penetration testing+ Training & awareness+ Incident response+ Crisis management | A | — | Direct | Yes | → | |
| China | PICC P&C (中国人民财产保险股份有限公司)Cybersecurity Insurance / 网络安全保险 (incl. "Carefree on Cloud" / "无忧云") | Bespoke. | FGrade F (Indemnity only)No proactive services included | B | — | Direct | No | → | |
| China | Swiss Re Corporate Solutions Insurance China LtdCyber Excess Insurance (SRCS) | Up to USD/EUR 10M excess capacity; sits above primary policy. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| China | Swiss Re Corporate Solutions Insurance China LtdPrimary Cyber (SRCS) | Up to USD/EUR 30M primary capacity. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| China | 平安产险 – Ping An Property & Casualty Insurance网络安全保险 / Cyber Insurance | Bespoke (tiered SME pricing). | FGrade F (Indemnity only)No proactive services included | B | — | Direct | No | → |
Cyber insurance market in China
China has 8 cyber insurance products listed on Ryskly, offered by 7 providers including Allianz Global Corporate & Specialty SE – China Branch, Chubb Insurance Company of China / 安达保险 (China Branch), CPIC P&C (中国太平洋财产保险股份有限公司), Markel International Insurance Company Ltd. – China, PICC P&C (中国人民财产保险股份有限公司) and 2 more.
Of these, 2 cover cyber crime and funds-transfer fraud, 3 combine cyber with Tech E&O. 1 targets small and medium-sized businesses, while 7 serve mid-market and large enterprises.
The most common bundled proactive services in China are incident response, security awareness training, crisis management, threat intelligence, cyber risk engineering — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in China?
8 cyber insurance products are currently available in China from 7 providers, including Allianz Global Corporate & Specialty SE – China Branch, Chubb Insurance Company of China / 安达保险 (China Branch), CPIC P&C (中国太平洋财产保险股份有限公司), Markel International Insurance Company Ltd. – China, PICC P&C (中国人民财产保险股份有限公司), Swiss Re Corporate Solutions Insurance China Ltd and 1 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in China?
Yes — 1 of the 8 products in China explicitly target small and medium-sized businesses. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+What proactive security services are included with cyber policies in China?
Beyond claims coverage, insurers in China commonly bundle preventive services: incident response (5 products), security awareness training (3 products), crisis management (3 products), threat intelligence (2 products), cyber risk engineering (2 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in China?
5 of the 8 listed products in China are backed by carriers holding an AM Best rating in the A range, of which 3 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in China directly, or do I need a broker?
5 of 8 products in China are available directly from the insurer, while 3 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.