Cyber Insurance in Hong Kong
Compare 11 cyber insurance products available in Hong Kong. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Hong Kong | Allianz Global Corporate & Specialty SE – Hong Kong BranchCyber Risk Insurance | Bespoke. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Risk assessment+ Incident response+ Crisis management | A+ | — | Direct | No | → | |
| Hong Kong | Beazley Insurance – Hong Kong (via Lloyd's Asia)Beazley BBR (Full Spectrum Cyber) | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A | — | Direct | Yes | → | |
| Hong Kong | Chubb Insurance Hong Kong Ltd.Cyber Enterprise Risk Management (Cyber ERM) / DigiTech ERM / CyberEdge | Bespoke. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Pre-breach advisory+ Crisis management+ Crisis simulation+ 3rd party risk assessment | A++ | — | Direct | No | → | |
| Hong Kong | DUAL Asia (Hong Kong)DUAL Cyber Defense | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | — | MGA | Yes | → | |
| Hong Kong | DUAL Asia (Hong Kong)DUAL Tech Cyber Media | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | — | MGA | Yes | → | |
| Hong Kong | Markel International Insurance Company Ltd. – Hong Kong BranchMarkel Cyber 360 International | USD 10M / GBP 10M / EUR 10M per risk (primary or excess). | CGrade C (Emerging)+ Penetration testing+ Training & awareness+ Incident response+ Crisis management | A | — | Direct | Yes | → | |
| Hong Kong | Mosaic Services Asia Pte LimitedMosaic Cyber Insurance | Up to $25M per risk. | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | — | Direct | Yes | → | |
| Hong Kong | QBE Hongkong & Shanghai Insurance LimitedQCyberProtect | Primary and excess capacity up to $10M | AGrade A (Integrated)+ Phishing simulation+ Threat intelligence+ Risk assessment+ Incident response+ Risk platform / portal+ Crisis management+ Crisis simulation | A | — | Direct | Yes | → | |
| Hong Kong | Swiss Re International SE, Hong Kong BranchCyber Excess Insurance (SRCS) | Up to USD/EUR 10M excess capacity; sits above primary policy. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| Hong Kong | Swiss Re International SE, Hong Kong BranchPrimary Cyber (SRCS) | Up to USD/EUR 30M primary capacity. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| Hong Kong | XL Insurance Company SE – Hong Kong Branch (AXA XL)CyberRiskConnect | Up to USD 15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | — | Direct | Yes | → |
Cyber insurance market in Hong Kong
Hong Kong has 11 cyber insurance products listed on Ryskly, offered by 9 providers including Allianz Global Corporate & Specialty SE – Hong Kong Branch, Beazley Insurance – Hong Kong (via Lloyd's Asia), Chubb Insurance Hong Kong Ltd., DUAL Asia (Hong Kong), Markel International Insurance Company Ltd. – Hong Kong Branch and 4 more. 2 products are underwritten via managing general agents (MGAs).
Of these, 7 cover cyber crime and funds-transfer fraud, 4 combine cyber with Tech E&O, 2 address GenAI-related risks. 5 target small and medium-sized businesses, while 10 serve mid-market and large enterprises.
The most common bundled proactive services in Hong Kong are incident response, crisis management, vulnerability scanning, threat intelligence, pre-breach advisory — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Hong Kong?
11 cyber insurance products are currently available in Hong Kong from 9 providers, including Allianz Global Corporate & Specialty SE – Hong Kong Branch, Beazley Insurance – Hong Kong (via Lloyd's Asia), Chubb Insurance Hong Kong Ltd., DUAL Asia (Hong Kong), Markel International Insurance Company Ltd. – Hong Kong Branch, Mosaic Services Asia Pte Limited and 3 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Hong Kong?
Yes — 5 of the 11 products in Hong Kong explicitly target small and medium-sized businesses. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+What proactive security services are included with cyber policies in Hong Kong?
Beyond claims coverage, insurers in Hong Kong commonly bundle preventive services: incident response (11 products), crisis management (9 products), vulnerability scanning (5 products), threat intelligence (5 products), pre-breach advisory (5 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Hong Kong?
11 of the 11 listed products in Hong Kong are backed by carriers holding an AM Best rating in the A range, of which 5 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Hong Kong directly, or do I need a broker?
2 of 11 products in Hong Kong are available directly from the insurer, while 9 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.