Cyber Insurance in Japan
Compare 10 cyber insurance products available in Japan. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Japan | Allianz Fire & Marine Insurance Japan Ltd. (Allianz Commercial Japan)Cyber Risk Insurance | Bespoke. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Risk assessment+ Incident response+ Crisis management | A+ | — | Direct | No | → | |
| Japan | HDI Global SEHDI Cyber+ | Bespoke; up to JPY 2.75B | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation | A | — | Direct | Yes | → | |
| Japan | Mitsui Sumitomo Insurance Co., Ltd.Cyber Risk Insurance (Mitsui Sumitomo) | Up to ¥100M damages indemnity. Up to ¥10M profit damages | BGrade B (Proactive)+ Phishing simulation+ Training & awareness+ Risk assessment+ Incident response+ Risk platform / portal | A | — | Direct | Yes | → | |
| Japan | Mosaic Services Asia Pte LimitedMosaic Cyber Insurance | Up to $25M per risk. | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | — | Direct | Yes | → | |
| Japan | Munich Re Japan Services K.K.Munich Re Cyber Insurance (Primary / F&C) | Up to USD/EUR 50M primary capacity per risk. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Pre-breach advisory+ Crisis management | A+ | — | Direct | No | → | |
| Japan | Munich Re Japan Services K.K.Munich Re Cloud Protection+ | Up to USD 50M; Google Cloud customers only. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Pre-breach advisory+ Crisis management+ Cyber risk engineering | A+ | — | Direct | No | → | |
| Japan | Sompo Japan Insurance Inc.サイバーリスク保険 (Cyber Risk Insurance) | Bespoke. | FGrade F (Indemnity only)No proactive services included | A+ | — | Direct | Yes | → | |
| Japan | Swiss Re International SE Japan BranchPrimary Cyber (SRCS) | Up to USD/EUR 30M primary capacity. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| Japan | Swiss Re International SE Japan BranchCyber Excess Insurance (SRCS) | Up to USD/EUR 10M excess capacity; sits above primary policy. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| Japan | Tokio Marine & Nichido Fire Insurance Co., Ltd.Segurança Cibernética / Cyber Risk Insurance (Japan domestic) | Bespoke. | DGrade D (Entry)+ Incident response | A++ | — | Direct | Yes | → |
Cyber insurance market in Japan
Japan has 10 cyber insurance products listed on Ryskly, offered by 8 providers including Allianz Fire & Marine Insurance Japan Ltd. (Allianz Commercial Japan), HDI Global SE, Mitsui Sumitomo Insurance Co., Ltd., Mosaic Services Asia Pte Limited, Munich Re Japan Services K.K. and 3 more.
Of these, 1 cover cyber crime and funds-transfer fraud, 4 combine cyber with Tech E&O, 3 address GenAI-related risks. 4 target small and medium-sized businesses, while 10 serve mid-market and large enterprises.
The most common bundled proactive services in Japan are incident response, security awareness training, crisis management, vulnerability scanning, cyber risk engineering — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Japan?
10 cyber insurance products are currently available in Japan from 8 providers, including Allianz Fire & Marine Insurance Japan Ltd. (Allianz Commercial Japan), HDI Global SE, Mitsui Sumitomo Insurance Co., Ltd., Mosaic Services Asia Pte Limited, Munich Re Japan Services K.K., Sompo Japan Insurance Inc. and 2 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Japan?
Yes — 4 of the 10 products in Japan explicitly target small and medium-sized businesses. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+What proactive security services are included with cyber policies in Japan?
Beyond claims coverage, insurers in Japan commonly bundle preventive services: incident response (7 products), security awareness training (5 products), crisis management (5 products), vulnerability scanning (4 products), cyber risk engineering (4 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Japan?
10 of the 10 listed products in Japan are backed by carriers holding an AM Best rating in the A range, of which 7 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Japan directly, or do I need a broker?
3 of 10 products in Japan are available directly from the insurer, while 7 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.