Tokio Marine & Nichido Fire Insurance Co., Ltd. (Tokio Marine Group (Japan))

Segurança Cibernética
Cyber Risk Insurance (Japan domestic)

by Tokio Marine & Nichido Fire Insurance Co., Ltd.
B2BA++DirectBroker onlyDomestic onlyJapanese
Last updated 29.04.2026

Segurança Cibernética / Cyber Risk Insurance (Japan domestic) is a cyber insurance product underwritten by Tokio Marine & Nichido Fire Insurance Co., Ltd. (Tokio Marine Group (Japan)), available in Japan. It is aimed at small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Bespoke.. Policyholders get 1 bundled proactive service — Incident response — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A++ (Superior) – AM Best. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market, Large
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Japanese
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Tokio Marine: Japan's #1 non-life insurer (~28-30% Japanese non-life market share FY2024).
  • Domestic Japanese cyber insurance product bundling IR retainers with specialist firms (LAC-CERT, NTT-Secure Platform) — reducing average breach-notification times by ~2 days.
  • Coverage: cyber attack response, data breach RC, BI loss, ransomware/extortion, system recovery, legal costs, LGPD/Japanese data protection law notification costs.
  • CyberCube global partnership (2023) for cyber accumulation risk management.
  • Japan cyber premiums: ¥46B (2023) → ¥60B projected (2024) — 13.4% CAGR through 2035.

Limitations

  • Japan domestic product primarily.

Contact & Response§ 03

24/7 Crisis Hotline
24/7 IR retainer via LAC-CERT and NTT-Secure Platform.

Frequently asked questions§ 04

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Who is Segurança Cibernética / Cyber Risk Insurance (Japan domestic) designed for?

Segurança Cibernética / Cyber Risk Insurance (Japan domestic) by Tokio Marine & Nichido Fire Insurance Co., Ltd. targets small and medium-sized businesses, mid-market companies and large enterprises in Japan. Geographic scope: Domestic only..

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What proactive security services are included with Segurança Cibernética / Cyber Risk Insurance (Japan domestic)?

The policy bundles 1 proactive service: Incident response. These preventive services are typically included in the premium.

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Does Segurança Cibernética / Cyber Risk Insurance (Japan domestic) help with NIS2 or DORA compliance?

Tokio Marine & Nichido Fire Insurance Co., Ltd. indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy Segurança Cibernética / Cyber Risk Insurance (Japan domestic) in Japan?

Segurança Cibernética / Cyber Risk Insurance (Japan domestic) is sold through insurance brokers — broker contact: https://www.tokiomarine-nichido.co.jp/service/biz/cyber/. Compare it with alternatives in Japan on Ryskly before approaching a broker.