🇯🇵 Japan
Tokio Marine & Nichido Fire Insurance Co., Ltd. (Tokio Marine Holdings, Inc. (Japan))

Segurança Cibernética
Cyber Risk Insurance (Japan domestic)

by Tokio Marine & Nichido Fire Insurance Co., Ltd.
B2BA++Direct—Broker onlyDomestic onlyJapanese
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
A++ (Superior) – AM Best (Tokio Marine Holdings)
MGA / Direct
No – Direct insurer.
Policy Language
Japanese
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Tokio Marine: Japan's #1 non-life insurer (~28-30% Japanese non-life market share FY2024).
  • Domestic Japanese cyber insurance product bundling IR retainers with specialist firms (LAC-CERT, NTT-Secure Platform) — reducing average breach-notification times by ~2 days.
  • Coverage: cyber attack response, data breach RC, BI loss, ransomware/extortion, system recovery, legal costs, LGPD/Japanese data protection law notification costs.
  • CyberCube global partnership (2023) for cyber accumulation risk management.
  • Japan cyber premiums: ¥46B (2023) → ¥60B projected (2024) — 13.4% CAGR through 2035.

Limitations

  • Japan domestic product primarily.

Contact & Response§ 03

Customer Contact
https://www.tokiomarine-nichido.co.jp/service/biz/cyber/
24/7 Crisis Hotline
24/7 IR retainer via LAC-CERT and NTT-Secure Platform.
Broker Contact
https://www.tokiomarine-nichido.co.jp/service/biz/cyber/