Sompo Japan Insurance Inc. (Sompo Holdings, Inc. (Japan))
サイバーリスク保険 (Cyber Risk Insurance)
by Sompo Japan Insurance Inc.
B2BA+Direct—Broker onlyDomestic onlyJapanese
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
A+ (Superior) – AM Best (Sompo Holdings)
MGA / Direct
No – Direct insurer.
Policy Language
Japanese
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Sompo Japan: Japan's #3 non-life insurer (part of Sompo Holdings; ¥2.3T domestic net premiums 2024).
- Domestic Japanese cyber insurance; IR retainers with specialist firms.
- Coverage: cyber attack response, data breach, BI loss, ransomware/extortion, system recovery, legal costs, Japanese data protection law notification.
- Sompo Holdings: 2025 strategic reorganisation creating dedicated P&C Reinsurance and Wellbeing divisions — sharpening capital allocation and cyber offering.
- Japan cyber market: ¥60B projected 2024 (~13.4% CAGR through 2035).
Limitations
- Japan domestic product.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation (IR specialist retainer).
Broker Contact