Munich Re Cyber Insurance (Primary
F&C)
Munich Re Cyber Insurance (Primary / F&C) is a cyber insurance product underwritten by Munich Re Japan Services K.K. (Munich Re (Germany)), available in Japan. It is aimed at large enterprises. Coverage limits reach up to Up to USD/EUR 50M primary capacity per risk.. The policy extends beyond standard cyber liability with Tech E&O combined and GenAI coverage. Policyholders get 4 bundled proactive services — Vulnerability scanning, Training & awareness, Pre-breach advisory and Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Up to USD/EUR 50M primary capacity per risk (F&C / direct for large corporates; revenue >USD/EUR 500M focus).
- Cloud Protection+: specialized product for Google Cloud customers (up to USD 50M).
- aiSure™: coverage for AI solution performance gaps.
- Stream: back-to-back cyber coverage filling gaps from property cyber exclusions (Consortium product).
- Global market leader in cyber reinsurance; >$1B global direct premiums written.
- In-depth accumulation modelling and systemic risk expertise.
- Cyber & Tech combined product for users and providers of IT.
- Pre-breach: complimentary services – cyber training, legal/tech consulting, risk surface monitoring, tabletop exercises (Reflex Cyber Risk Management).
Limitations
- Direct/F&C primary: revenue typically >USD/EUR 500M. Bespoke per risk.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Munich Re Cyber Insurance (Primary / F&C) designed for?
Munich Re Cyber Insurance (Primary / F&C) by Munich Re Japan Services K.K. targets large enterprises in Japan. Geographic scope: Asia Pacific..
+What proactive security services are included with Munich Re Cyber Insurance (Primary / F&C)?
The policy bundles 4 proactive services: Vulnerability scanning, Training & awareness, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.
+Does Munich Re Cyber Insurance (Primary / F&C) help with NIS2 or DORA compliance?
Munich Re Japan Services K.K. indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Munich Re Cyber Insurance (Primary / F&C) in Japan?
You can approach Munich Re Japan Services K.K. directly (https://www.munichre.com/en/solutions/for-industry-clients/cyber-solutions-for-industry-clients.html Mark Sweeney (Underwriting Manager Cyber Corporate, Europe and Rest of the World) +49 89 3891-1540 msweeney@munichre.com) or via the provider's website. Compare it with alternatives in Japan on Ryskly first.