Munich Re Japan Services K.K. (Munich Re (Germany))

Munich Re Cloud Protection+

by Munich Re Japan Services K.K.
B2BA+DirectAsia PacificEnglish
Last updated 07.05.2026

Munich Re Cloud Protection+ is a cyber insurance product underwritten by Munich Re Japan Services K.K. (Munich Re (Germany)), available in Japan. It is aimed at large enterprises and multinational groups. Coverage limits reach up to Up to USD 50M; Google Cloud customers only.. The policy extends beyond standard cyber liability with Tech E&O combined and GenAI coverage. Policyholders get 5 bundled proactive services — Vulnerability scanning, Training & awareness, Pre-breach advisory and Crisis management, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. It can be approached directly through the provider.

Product Details§ 01

Max Insurance Limit
Up to USD 50M; Google Cloud customers only.
Min Premium / Revenue
Revenue >USD/EUR 500M for direct/F&C primary.
Market Focus
Large, Multinational
Coverage
Tech E&O combined, GenAI coverage
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English / local language per jurisdiction
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Asia Pacific.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • Up to USD/EUR 50M primary capacity per risk (F&C / direct for large corporates; revenue >USD/EUR 500M focus).
  • Cloud Protection+: specialized product for Google Cloud customers (up to USD 50M).
  • aiSure™: coverage for AI solution performance gaps.
  • Stream: back-to-back cyber coverage filling gaps from property cyber exclusions (Consortium product).
  • Global market leader in cyber reinsurance; >$1B global direct premiums written.
  • In-depth accumulation modelling and systemic risk expertise.
  • Cyber & Tech combined product for users and providers of IT.
  • Pre-breach: complimentary services – cyber training, legal/tech consulting, risk surface monitoring, tabletop exercises (Reflex Cyber Risk Management).

Limitations

  • Restricted to Google Cloud customers. Cloud-specific trigger.

Frequently asked questions§ 04

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Who is Munich Re Cloud Protection+ designed for?

Munich Re Cloud Protection+ by Munich Re Japan Services K.K. targets large enterprises and multinational groups in Japan. Geographic scope: Asia Pacific..

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What proactive security services are included with Munich Re Cloud Protection+?

The policy bundles 5 proactive services: Vulnerability scanning, Training & awareness, Pre-breach advisory, Crisis management and Cyber risk engineering. These preventive services are typically included in the premium.

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Does Munich Re Cloud Protection+ help with NIS2 or DORA compliance?

Munich Re Japan Services K.K. indicates the following NIS2/DORA support for this product: Not applicable..

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How can I buy Munich Re Cloud Protection+ in Japan?

You can approach Munich Re Japan Services K.K. directly (https://www.munichre.com/en/solutions/for-industry-clients/cyber-solutions-for-industry-clients.html) or via the provider's website. Compare it with alternatives in Japan on Ryskly first.