平安产险 – Ping An Property & Casualty Insurance (Ping An Group (China))

网络安全保险
Cyber Insurance

by 平安产险 – Ping An Property & Casualty Insurance
B2BN/RDirectDomestic onlyMandarin
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke (tiered SME pricing).
Market Focus
SME and mid-market; technology sector.
AM Best Rating
Not rated (Chinese domestic insurer; NFRA-regulated).
MGA / Direct
No – Direct insurer.
Policy Language
Mandarin
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • China's largest private insurer by total assets.
  • Cyber product covers data breaches, ransomware, BI, extortion, third-party liability.
  • AI-driven underwriting (underwrite 90% of standard proposals in <30 min per Mordor Intelligence 2025).
  • Heavy technology investment; FinTech/HealthTech ecosystem integration.
  • Forte in SME and tech-sector clients.

Limitations

  • China domestic product.
  • NFRA-regulated.
  • No international coverage.
  • No AM Best rating.
  • War/state-actor exclusion.

Contact & Response§ 03

24/7 Crisis Hotline
95511 (Ping An 24/7 hotline)