🇦🇺 Australia
Cowbell (Australia) (Cowbell Cyber Inc. (USA))

Cowbell Prime One

by Cowbell (Australia)
B2BA+MGA—Broker onlyAustraliaEnglish
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Last updated 46143

Product Details§ 01

Max Insurance Limit
Bespoke per risk; SME limits.
Min Premium / Revenue
SME; turnover up to AUD 100M; no published minimum premium.
Market Focus
SME; turnover up to AUD 100M; all industries.
Coverage
Cyber crime / FTF
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
Yes – MGA (Zurich Australian Insurance Ltd paper).
Policy Language
English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Australia.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Cowbell Australia: AI-native cyber MGA operating in Australian market; Cowbell Factors™ continuous risk scoring; closed-loop risk management platform.
  • Cowbell Prime One (AU): standalone cyber insurance programme for SMEs; annual turnover up to AUD 100M; written on Zurich Australian Insurance Ltd paper.
  • Coverages: ransomware, business interruption, data breach, network security liability, privacy liability, cyber extortion, data recovery, social engineering/FTF.
  • Broad sector appetite: accounting, construction, entertainment, financial services, healthcare, hospitality, insurance, law, manufacturing, medical/dental, not-for-profit, professional services, retail/e-commerce, transport, wholesale.
  • AU Resiliency Services (complimentary): Cowbell Insights, Cybersecurity Awareness Training (Wizer, unlimited seats first 12 months), Micro-Penetration Testing, Rx Marketplace.
  • AU subscription add-ons: COMPaaS (Compliance as a Service), full Penetration Testing, Cybersecurity Awareness Training, Vendor Risk Assessment (VRA).
  • Cowbell Factors™ risk ratings; 24/7 in-house claims specialists; API-based quoting.

Limitations

  • Broker-only distribution in Australia.
  • SME-focused; turnover up to AUD 100M.
  • Written on Zurich Australian Insurance Ltd paper.

Contact & Response§ 03

Customer Contact
https://cowbell.insure/au/claims-services/
24/7 Crisis Hotline
24/7 in-house claims support / https://cowbell.insure/au/claims-services/
Broker Contact
https://console.cowbell.au/login