Cyber Liability Insurance

Advantages

• Delta Insurance Australia Pty Ltd (ABN 83 652 033 933): specialist MGA within Delta Insurance Group (NZ, AU, SG, Asia); Lloyd's coverholder; AFSL 535427.
• Capacity via Lloyd's — Lloyd's Asia rating: A (Excellent) AM Best; A+ (Strong) S&P; AA- (Very Strong) Fitch.
• AM Best PA-2 (Excellent) performance assessment — 4th consecutive year (2024); Delta Insurance Group.
• Coverage: Business Interruption, Third Party Liability, Hacker Theft Cover, Costs to Restore, Data Forensic Services, Network Extortion / Triage & Breach Consultation, Notification Services & Credit Monitoring, Mandatory Breach Reporting, Public Relations Expenses.
• New in Version 2: Reconstitution Costs, Reward Expenses, Telephone Hacking, Social Engineering Cover, Third Party Contractor Liability extension, Reputation Harm, Human Error, Programming Error.
• 24/7 rapid response: local and international IT security experts; immediate containment, access restriction, perimeter security.
• Delta Defend: pre-loss cyber risk management tool and fact sheet (separate service for pre-breach risk mitigation).
• Delta Depend: independent security assessors service for cyber risk assessment and backup testing.
• Claims partner network: forensics, endpoint detection, forensic technology, BCP, loss assessment, crisis comms, PR, fraud and identity reports; cyber incident reported by phone or email.
• Wraparound cyber risk management services; post-loss partner network to strengthen cyber security baseline.
• Broker-only distribution; content intended for insurance intermediaries only.