DUAL Cyber Defense

Advantages

• DUAL: one of the world's largest international MGAs; part of Howden Group; 21 countries; 70+ product lines; 11,000+ broker and agent partners worldwide. Founded Madrid 1998. MGA of the Year — Insurance Insider Honours 2025.
• DUAL Cyber Defense: comprehensive first- and third-party cyber insurance covering the full spectrum of cyber risks; available to SMEs and large enterprises (revenue up to USD/EUR 10 billion).
• Coverage: data breach / privacy liability, network security liability, regulatory investigations and fines, business interruption (first-party and dependent), data recovery and system restoration, cyber extortion and ransomware, cyber crime / funds transfer fraud / social engineering, media liability, PCI DSS fines and assessments.
• DUAL Cyber Active Protect (Europe, launched Feb 2025): combined insurance + active prevention solution. Partners: Silverfort (Identity Threat Detection and Response; Identity Security Posture Management; non-human identity security) and Cynet (All-in-One Cybersecurity Platform; endpoint protection; network analytics; email security; SaaS/cloud monitoring; MDR 24/7; automated IR). Eliminates traditional cyber risk questionnaires for standard SME business.
• Capacity: up to USD/EUR 25M any one risk; Howden-backed reinsurance capacity; AM Best "A"-rated carriers.
• Broad appetite: SME to USD/EUR 10B revenue enterprise; all industries including technology, finance, healthcare, retail, manufacturing.
• Primary and excess placements available; bespoke underwriting for complex risks.
• Broker-only distribution; local DUAL underwriting teams in each market.