Kooperativa pojišťovna a.s. (Vienna Insurance Group) (Vienna Insurance Group (Austria))

Pojištění kybernetických rizik (Cyber Risk Insurance)

by Kooperativa pojišťovna a.s. (Vienna Insurance Group)
B2BADirectNIS2Broker onlyDomestic onlyCzech
Last updated 29.04.2026

Pojištění kybernetických rizik (Cyber Risk Insurance) is a cyber insurance product underwritten by Kooperativa pojišťovna a.s. (Vienna Insurance Group) (Vienna Insurance Group (Austria)), available in Czech Republic. It is aimed at small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Bespoke.. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market, Large
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Czech
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Standalone cyber risk coverage and/or cyber add-on to property insurance package.
  • Czech Republic's #2 insurer with ~25% market share; 30+ years in Czech market.
  • Coverage: IT damage and data recovery, business interruption, cyber extortion/ransomware, third-party liability for data breach and network security failures.
  • VIG-backed: Vienna Insurance Group is the leading insurance group in CEE, operating in 25+ countries; Kooperativa is its Czech flagship.
  • Listed on comparator platforms (pojisteni.cz, Zlatá Koruna).

Limitations

  • Czech market only; no direct cross-border capacity.

Contact & Response§ 03

Customer Contact
24/7 Crisis Hotline
Via policy documentation.
Broker Contact

Frequently asked questions§ 04

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Who is Pojištění kybernetických rizik (Cyber Risk Insurance) designed for?

Pojištění kybernetických rizik (Cyber Risk Insurance) by Kooperativa pojišťovna a.s. (Vienna Insurance Group) targets small and medium-sized businesses, mid-market companies and large enterprises in Czech Republic. Geographic scope: Domestic only..

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Does Pojištění kybernetických rizik (Cyber Risk Insurance) help with NIS2 or DORA compliance?

Kooperativa pojišťovna a.s. (Vienna Insurance Group) indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

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How can I buy Pojištění kybernetických rizik (Cyber Risk Insurance) in Czech Republic?

Pojištění kybernetických rizik (Cyber Risk Insurance) is sold through insurance brokers — broker contact: https://www.koop.cz/. Compare it with alternatives in Czech Republic on Ryskly before approaching a broker.