Cyber Insurance in Austria
Compare 17 cyber insurance products available in Austria. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Austria | AIG Europe S.A. – Austria BranchCyberEdge | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Threat intelligence+ Risk assessment+ Pre-breach advisory | A | NIS2 | Direct | Yes | → | |
| Austria | Chubb European Group SE – Austria BranchCyber Enterprise Risk Management (Cyber ERM) | Bespoke. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation+ 3rd party risk assessment | A++ | NIS2 | Direct | No | → | |
| Austria | COGITANDA Dataprotect AG (a DGC AG company)COGITANDA Cyber Insurance (DGC) | Up to €7.5M (mid-market, €100M–€250M revenue); SME segment bespoke. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Training & awareness+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | B | NIS2 | MGA | Yes | → | |
| Austria | DUAL Austria GmbHDUAL Tech Cyber Media | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | MGA | Yes | → | |
| Austria | DUAL Austria GmbHDUAL Cyber Defense | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | MGA | Yes | → | |
| Austria | Generali Versicherung AG (Austria)Cyberversicherung (Austria) | Bespoke. | CGrade C (Emerging)+ Risk assessment+ Incident response+ Risk platform / portal | A | NIS2 | Direct | Yes | → | |
| Austria | HDI Global SEHDI Cyber+ | Bespoke; up to €15M. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Austria | Mosaic Insurance Services Europe GmbHMosaic Cyber Insurance | Up to €25M per risk (primary or excess). | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Austria | QBE Insurance Europe Limited – Germany BranchQCyberProtect | Bespoke. | AGrade A (Integrated)+ Phishing simulation+ Threat intelligence+ Risk assessment+ Incident response+ Risk platform / portal+ Crisis management+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Austria | Resilience Cyber Insurance Solutions – Germany / AustriaResilience Cyber Insurance | Up to USD/EUR 20M; bespoke above. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Austria | Resilience Cyber Insurance Solutions – Germany / AustriaResilience Edge | Up to USD/EUR 5M. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Austria | Stoïk GmbH - Branch AustriaCyberversicherung | Up to €10M; bespoke above. | BGrade B (Proactive)+ Phishing simulation+ Threat intelligence+ MDR / EDR+ Email security | N/A | NIS2 | MGA | Yes | → | |
| Austria | Tokio Marine HCC International – AustriaCyber Security Insurance | Up to €25M / USD 25M / £15M; bespoke above. | DGrade D (Entry)+ Pre-breach advisory | A++ | NIS2 | Direct | Yes | → | |
| Austria | UNIQA Österreich Versicherungen AGCyberversicherung Industrie | Up to €10M; bespoke for larger risks. | CGrade C (Emerging)+ Vulnerability scanning+ Incident response+ Cyber risk engineering | A+ | NIS2 | Direct | No | → | |
| Austria | UNIQA Österreich Versicherungen AGCyberversicherung KMU | Up to €500,000. | CGrade C (Emerging)+ Vulnerability scanning+ Incident response | A+ | NIS2 | Direct | No | → | |
| Austria | Wiener Städtische Versicherung AG (VIG)Cyber Protect Versicherung | Bespoke. | FGrade F (Indemnity only)No proactive services included | A | NIS2 | Direct | Yes | → | |
| Austria | XL Insurance Company SE – Austria Branch (AXA XL)CyberRiskConnect | Up to €15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | NIS2 | Direct | Yes | → |
Cyber insurance market in Austria
Austria has 17 cyber insurance products listed on Ryskly, offered by 14 providers including AIG Europe S.A. – Austria Branch, Chubb European Group SE – Austria Branch, COGITANDA Dataprotect AG (a DGC AG company), DUAL Austria GmbH, Generali Versicherung AG (Austria) and 9 more. 6 products are underwritten via managing general agents (MGAs).
Of these, 6 cover cyber crime and funds-transfer fraud, 1 combine cyber with Tech E&O, 2 address GenAI-related risks. 17 products signal NIS2/DORA compliance support. 9 target small and medium-sized businesses, while 13 serve mid-market and large enterprises.
The most common bundled proactive services in Austria are incident response, crisis management, threat intelligence, vulnerability scanning, pre-breach advisory — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Austria?
17 cyber insurance products are currently available in Austria from 14 providers, including AIG Europe S.A. – Austria Branch, Chubb European Group SE – Austria Branch, COGITANDA Dataprotect AG (a DGC AG company), DUAL Austria GmbH, Generali Versicherung AG (Austria), HDI Global SE and 8 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Austria?
Yes — 9 of the 17 products in Austria explicitly target small and medium-sized businesses, and 1 also cover micro-companies and sole traders. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+Do cyber insurers in Austria support NIS2 and DORA compliance?
17 of 17 products in Austria indicate support for NIS2 or DORA regulatory requirements — useful if your business falls under EU cybersecurity regulation or supplies companies that do.
+What proactive security services are included with cyber policies in Austria?
Beyond claims coverage, insurers in Austria commonly bundle preventive services: incident response (11 products), crisis management (10 products), threat intelligence (9 products), vulnerability scanning (8 products), pre-breach advisory (8 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Austria?
13 of the 17 listed products in Austria are backed by carriers holding an AM Best rating in the A range, of which 4 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Austria directly, or do I need a broker?
3 of 17 products in Austria are available directly from the insurer, while 14 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.