UNIQA Österreich Versicherungen AG (UNIQA Insurance Group AG (Austria))
Cyberversicherung Industrie
by UNIQA Österreich Versicherungen AG
B2BA+DirectNIS2Domestic onlyGerman
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to €10M; bespoke for larger risks.
Min Premium / Revenue
Industrial / enterprise; no published minimum.
Market Focus
Large industrial and enterprise clients.
AM Best Rating
A+ (Superior) – AM Best (UNIQA Insurance Group)
MGA / Direct
No – Direct insurer.
Policy Language
German
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- Coverage: BI loss from cyber damage, data breach RC, data privacy and confidentiality breach, cyber extortion, IT forensics, legal and PR crisis costs.
- Two tiers: (1) KMU (Cyberversicherung as optional module in Betriebsversicherung, up to €100K); (2) Industrie (individual risk questionnaire, bespoke limits).
- Industry product: web-based risk questionnaire → personalised risk report highlighting vulnerabilities; then bespoke coverage structure.
- IR partner network: T-Systems Austria (IT forensics), Schönherr Rechtsanwälte (legal), Pantarhei (PR crisis).
- UNIQA: Austria's #1 insurer by market share (non-life leader); active CEE-wide.
Limitations
- KMU module: maximum €100K per claim (low for complex incidents).
- Industrie product requires full underwriting questionnaire.
- Austria domestic product primarily.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
Via policy documentation (T-Systems Austria IR partner).
Broker Contact