UNIQA Österreich Versicherungen AG (UNIQA Insurance Group AG (Austria))

Cyberversicherung Industrie

by UNIQA Österreich Versicherungen AG
B2BA+DirectNIS2Domestic onlyGerman
Last updated 29.04.2026

Cyberversicherung Industrie is a cyber insurance product underwritten by UNIQA Österreich Versicherungen AG (UNIQA Insurance Group AG (Austria)), available in Austria. It is aimed at large enterprises. Coverage limits reach up to Up to €10M; bespoke for larger risks.. Policyholders get 3 bundled proactive services — Vulnerability scanning, Incident response and Cyber risk engineering — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It can be approached directly through the provider.

Product Details§ 01

Max Insurance Limit
Up to €10M; bespoke for larger risks.
Min Premium / Revenue
Industrial / enterprise; no published minimum.
Market Focus
Large
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
German
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • Coverage: BI loss from cyber damage, data breach RC, data privacy and confidentiality breach, cyber extortion, IT forensics, legal and PR crisis costs.
  • Two tiers: (1) KMU (Cyberversicherung as optional module in Betriebsversicherung, up to €100K); (2) Industrie (individual risk questionnaire, bespoke limits).
  • Industry product: web-based risk questionnaire → personalised risk report highlighting vulnerabilities; then bespoke coverage structure.
  • IR partner network: T-Systems Austria (IT forensics), Schönherr Rechtsanwälte (legal), Pantarhei (PR crisis).
  • UNIQA: Austria's #1 insurer by market share (non-life leader); active CEE-wide.

Limitations

  • KMU module: maximum €100K per claim (low for complex incidents).
  • Industrie product requires full underwriting questionnaire.
  • Austria domestic product primarily.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation (T-Systems Austria IR partner).

Frequently asked questions§ 04

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Who is Cyberversicherung Industrie designed for?

Cyberversicherung Industrie by UNIQA Österreich Versicherungen AG targets large enterprises in Austria. Geographic scope: Domestic only..

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What proactive security services are included with Cyberversicherung Industrie?

The policy bundles 3 proactive services: Vulnerability scanning, Incident response and Cyber risk engineering. These preventive services are typically included in the premium.

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Does Cyberversicherung Industrie help with NIS2 or DORA compliance?

UNIQA Österreich Versicherungen AG indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

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How can I buy Cyberversicherung Industrie in Austria?

You can approach UNIQA Österreich Versicherungen AG directly (https://www.uniqa.at/versicherung/unternehmen/) or via the provider's website. Compare it with alternatives in Austria on Ryskly first.