Cyber Insurance in Luxembourg
Compare 13 cyber insurance products available in Luxembourg. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Luxembourg | AIG Europe S.A. (Luxembourg HQ)CyberEdge | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Risk assessment+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | Direct | No | → | |
| Luxembourg | CFC EuropeCFC Corporate Cyber | Bespoke per risk; enterprise capacity; limits agreed per submission. | SGrade S (Best-in-class)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Incident response+ Risk platform / portal | A | NIS2 | MGA | Yes | → | |
| Luxembourg | CFC EuropeCFC Cyber – SME | Bespoke per risk; unlimited first-party reinstatements (new limit per claim). | SGrade S (Best-in-class)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Incident response+ Risk platform / portal | A | NIS2 | MGA | Yes | → | |
| Luxembourg | CFC EuropeCFC Cyber Excess | Up to US$/£/€5M any one risk (excess layer); automatic reinstatement included as standard. | DGrade D (Entry)+ Incident response | A | NIS2 | MGA | Yes | → | |
| Luxembourg | Chubb European Group SE – Luxembourg BranchCyber Enterprise Risk Management (Cyber ERM) | Bespoke. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Pre-breach advisory+ Crisis management+ Crisis simulation+ 3rd party risk assessment | A++ | NIS2 | Direct | No | → | |
| Luxembourg | Mosaic Insurance Services Europe GmbHMosaic Cyber Insurance | Up to €25M per risk (primary or excess). | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Luxembourg | Resilience Cyber Insurance Solutions – BeNeLuxResilience Cyber Insurance | Up to USD/EUR 20M; bespoke above. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Luxembourg | Resilience Cyber Insurance Solutions – BeNeLuxResilience Edge | Up to USD/EUR 5M. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Luxembourg | SI Insurance (Europe), SACyber & Network Risk Insurance (Sompo Premier Professional) | Up to $25M+; bespoke above. | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Luxembourg | Starr Indemnity & Liability Company / Starr Surplus Lines Insurance CompanyCyber Risk Response / Cyber and Terror Response | Up to €20M | DGrade D (Entry)+ Pre-breach advisory | A | — | Direct | Yes | → | |
| Luxembourg | Stoïk – LuxembourgAssurance Cyber / Cyberversicherung | Up to €10M; bespoke above. | BGrade B (Proactive)+ Phishing simulation+ Threat intelligence+ MDR / EDR+ Email security | N/A | NIS2 | MGA | Yes | → | |
| Luxembourg | Swiss Re Corporate Solutions Ltd. – Benelux and Nordics BranchPrimary Cyber (SRCS) | Up to USD/EUR 30M primary capacity. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | NIS2 | Direct | Yes | → | |
| Luxembourg | Swiss Re Corporate Solutions Ltd. – Benelux and Nordics BranchCyber Excess Insurance (SRCS) | Up to USD/EUR 10M excess capacity; sits above primary policy. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | NIS2 | Direct | Yes | → |
Cyber insurance market in Luxembourg
Luxembourg has 13 cyber insurance products listed on Ryskly, offered by 9 providers including AIG Europe S.A. (Luxembourg HQ), CFC Europe, Chubb European Group SE – Luxembourg Branch, Mosaic Insurance Services Europe GmbH, Resilience Cyber Insurance Solutions – BeNeLux and 4 more. 6 products are underwritten via managing general agents (MGAs).
Of these, 6 cover cyber crime and funds-transfer fraud, 2 combine cyber with Tech E&O, 1 address GenAI-related risks. 12 products signal NIS2/DORA compliance support. 7 target small and medium-sized businesses, while 10 serve mid-market and large enterprises.
The most common bundled proactive services in Luxembourg are incident response, threat intelligence, crisis management, phishing simulation, security awareness training — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Luxembourg?
13 cyber insurance products are currently available in Luxembourg from 9 providers, including AIG Europe S.A. (Luxembourg HQ), CFC Europe, Chubb European Group SE – Luxembourg Branch, Mosaic Insurance Services Europe GmbH, Resilience Cyber Insurance Solutions – BeNeLux, SI Insurance (Europe), SA and 3 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Luxembourg?
Yes — 7 of the 13 products in Luxembourg explicitly target small and medium-sized businesses, and 1 also cover micro-companies and sole traders. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+Do cyber insurers in Luxembourg support NIS2 and DORA compliance?
12 of 13 products in Luxembourg indicate support for NIS2 or DORA regulatory requirements — useful if your business falls under EU cybersecurity regulation or supplies companies that do.
+What proactive security services are included with cyber policies in Luxembourg?
Beyond claims coverage, insurers in Luxembourg commonly bundle preventive services: incident response (9 products), threat intelligence (7 products), crisis management (6 products), phishing simulation (5 products), security awareness training (4 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Luxembourg?
10 of the 13 listed products in Luxembourg are backed by carriers holding an AM Best rating in the A range, of which 4 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Luxembourg directly, or do I need a broker?
2 of 13 products in Luxembourg are available directly from the insurer, while 11 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.