Cyber Insurance in Switzerland
Compare 20 cyber insurance products available in Switzerland. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Switzerland | AIG Europe S.A. – Switzerland BranchCyberEdge | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Risk assessment+ Incident response+ Pre-breach advisory+ Crisis management | A | — | Direct | No | → | |
| Switzerland | Allianz Global Corporate & Specialty SE – Switzerland BranchCyber Risk Insurance | Bespoke. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Risk assessment+ Incident response+ Crisis management | A+ | — | Direct | No | → | |
| Switzerland | AXA Versicherungen AGCyberversicherung für Unternehmen | Up to €1M (SME); bespoke for larger risks. | AGrade A (Integrated)+ Vulnerability scanning+ Phishing simulation+ Training & awareness+ Threat intelligence+ Risk assessment | A+ | — | Direct | Yes | → | |
| Switzerland | Baloise Versicherung AG (Switzerland)Cyber-Versicherung | Bespoke. | CGrade C (Emerging)+ Incident response+ Crisis management | A | — | Direct | Yes | → | |
| Switzerland | Chubb Insurance (Switzerland) LimitedCyber Enterprise Risk Management (Cyber ERM) | Bespoke. | BGrade B (Proactive)+ Phishing simulation+ Risk assessment+ Incident response+ Pre-breach advisory+ Cyber risk engineering | A++ | NIS2 | Direct | No | → | |
| Switzerland | DUAL SwitzerlandDUAL Cyber Defense | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | MGA | Yes | → | |
| Switzerland | DUAL SwitzerlandDUAL Tech Cyber Media | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | MGA | Yes | → | |
| Switzerland | HDI Global SEHDI Cyber Insurance | Bespoke; up to €15M. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ Threat intelligence+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management+ Cyber risk engineering+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Switzerland | Helvetia Versicherungen AGCyber Insurance | Up to CHF bespoke (SME: CHF 1M+ recommended). | BGrade B (Proactive)+ Training & awareness+ Threat intelligence+ Risk assessment+ Incident response+ Crisis management | A | — | Direct | Yes | → | |
| Switzerland | Markel International Insurance Company Ltd. – Switzerland BranchMarkel Cyber 360 International | USD 10M / GBP 10M / EUR 10M per risk (primary or excess). | CGrade C (Emerging)+ Penetration testing+ Training & awareness+ Incident response+ Crisis management | A | NIS2 | Direct | Yes | → | |
| Switzerland | Munich Re F&C – SwitzerlandMunich Re Cyber Insurance (Primary / F&C) | Up to USD/EUR 50M primary capacity per risk. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Pre-breach advisory+ Crisis management | A+ | — | Direct | No | → | |
| Switzerland | Munich Re F&C – SwitzerlandMunich Re Cloud Protection+ | Up to USD 50M; Google Cloud customers only. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Pre-breach advisory+ Crisis management+ Cyber risk engineering | A+ | — | Direct | No | → | |
| Switzerland | Nirvana (London MGA) – UK/GlobalNirvana Cyber | Bespoke; primary and excess layers available. | CGrade C (Emerging)+ Training & awareness+ Incident response+ Pre-breach advisory | A+ | NIS2 | MGA | Yes | → | |
| Switzerland | Nirvana (London MGA) – UK/GlobalNirvana MediaTech | Bespoke; primary and excess layers available. | CGrade C (Emerging)+ Training & awareness+ Incident response+ Pre-breach advisory | A+ | NIS2 | MGA | Yes | → | |
| Switzerland | Schweizerische Mobiliar Versicherungsgesellschaft AGCyberversicherung | Bespoke. | DGrade D (Entry)+ Training & awareness | B | — | Direct | No | → | |
| Switzerland | Starr Indemnity & Liability Company / Starr Surplus Lines Insurance CompanyCyber Risk Response / Cyber and Terror Response | Up to CHF 20M | DGrade D (Entry)+ Pre-breach advisory | A | — | Direct | Yes | → | |
| Switzerland | Swiss Re Corporate Solutions Ltd. (Zürich HQ)Primary Cyber (SRCS) | Up to USD/EUR 30M primary capacity. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| Switzerland | Swiss Re Corporate Solutions Ltd. (Zürich HQ)Cyber Excess Insurance (SRCS) | Up to USD/EUR 10M excess capacity; sits above primary policy. | CGrade C (Emerging)+ Threat intelligence+ Incident response+ Cyber risk engineering | A+ | — | Direct | Yes | → | |
| Switzerland | Travelers Syndicate 5000 (Lloyd's)Travelers CyberRisk (Lloyd's Syndicate 5000) | Bespoke; Lloyd's capacity; international risks. | BGrade B (Proactive)+ Vulnerability scanning+ Incident response+ Risk platform / portal+ Crisis management | A++ | NIS2 | Direct | Yes | → | |
| Switzerland | XL Insurance Company SE – Switzerland Branch (AXA XL)CyberRiskConnect | Up to €15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | — | Direct | Yes | → |
Cyber insurance market in Switzerland
Switzerland has 20 cyber insurance products listed on Ryskly, offered by 16 providers including AIG Europe S.A. – Switzerland Branch, Allianz Global Corporate & Specialty SE – Switzerland Branch, AXA Versicherungen AG, Baloise Versicherung AG (Switzerland), Chubb Insurance (Switzerland) Limited and 11 more. 4 products are underwritten via managing general agents (MGAs).
Of these, 10 cover cyber crime and funds-transfer fraud, 7 combine cyber with Tech E&O, 3 address GenAI-related risks. 8 products signal NIS2/DORA compliance support. 10 target small and medium-sized businesses, while 19 serve mid-market and large enterprises.
The most common bundled proactive services in Switzerland are incident response, crisis management, security awareness training, pre-breach advisory, vulnerability scanning — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Switzerland?
20 cyber insurance products are currently available in Switzerland from 16 providers, including AIG Europe S.A. – Switzerland Branch, Allianz Global Corporate & Specialty SE – Switzerland Branch, AXA Versicherungen AG, Baloise Versicherung AG (Switzerland), Chubb Insurance (Switzerland) Limited, DUAL Switzerland and 10 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Switzerland?
Yes — 10 of the 20 products in Switzerland explicitly target small and medium-sized businesses. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+Do cyber insurers in Switzerland support NIS2 and DORA compliance?
8 of 20 products in Switzerland indicate support for NIS2 or DORA regulatory requirements — useful if your business falls under EU cybersecurity regulation or supplies companies that do.
+What proactive security services are included with cyber policies in Switzerland?
Beyond claims coverage, insurers in Switzerland commonly bundle preventive services: incident response (15 products), crisis management (12 products), security awareness training (11 products), pre-breach advisory (11 products), vulnerability scanning (9 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Switzerland?
19 of the 20 listed products in Switzerland are backed by carriers holding an AM Best rating in the A range, of which 9 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Switzerland directly, or do I need a broker?
6 of 20 products in Switzerland are available directly from the insurer, while 14 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.