Helvetia Versicherungen AG (Helvetia Baloise Group (Switzerland) — formerly Baloise Group)

Cyber Insurance

by Helvetia Versicherungen AG
B2BADirectBroker onlyDomestic onlyGerman
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Up to CHF bespoke (SME: CHF 1M+ recommended).
Market Focus
All sizes; all industries.
AM Best Rating
A (Excellent) – AM Best (Helvetia Group)
MGA / Direct
No – Direct insurer.
Policy Language
German / French / Italian
NIS2 / DORA Support
Not applicable (nDSG compliance advisory included).
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • On-claim expert support: IT forensics, data protection/legal advice, PR crisis management — coordinated directly by Helvetia via partner panel.
  • Coverage: own damage (IT system recovery, BI loss, extortion), third-party liability (data breach RC, privacy), GDPR/nDSG notification costs, forensic investigation, legal and PR costs.
  • Helvetia: Switzerland's #4 insurer; €12B+ GWP (2024); nDSG and BACS-reporting obligations advisory included.
  • Available to any Swiss business using digital data or connected to internet.

Limitations

  • Swiss domestic product primarily.

Contact & Response§ 03

24/7 Crisis Hotline
24/7 cyber claims hotline (Swiss Incident Response Partners, if contracted).