Helvetia Versicherungen AG (Helvetia Baloise Group (Switzerland) — formerly Baloise Group)
Cyber Insurance
by Helvetia Versicherungen AG
B2BADirect—Broker onlyDomestic onlyGerman
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to CHF bespoke (SME: CHF 1M+ recommended).
Market Focus
All sizes; all industries.
AM Best Rating
A (Excellent) – AM Best (Helvetia Group)
MGA / Direct
No – Direct insurer.
Policy Language
German / French / Italian
NIS2 / DORA Support
Not applicable (nDSG compliance advisory included).
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- On-claim expert support: IT forensics, data protection/legal advice, PR crisis management — coordinated directly by Helvetia via partner panel.
- Coverage: own damage (IT system recovery, BI loss, extortion), third-party liability (data breach RC, privacy), GDPR/nDSG notification costs, forensic investigation, legal and PR costs.
- Helvetia: Switzerland's #4 insurer; €12B+ GWP (2024); nDSG and BACS-reporting obligations advisory included.
- Available to any Swiss business using digital data or connected to internet.
Limitations
- Swiss domestic product primarily.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
24/7 cyber claims hotline (Swiss Incident Response Partners, if contracted).