Swiss Re Corporate Solutions Ltd. (Zürich HQ) (Swiss Re Group (Switzerland))

Cyber Excess Insurance (SRCS)

by Swiss Re Corporate Solutions Ltd. (Zürich HQ)
B2BA+DirectBroker onlyEU / EEA + global programmesEnglish
Last updated 07.05.2026

Cyber Excess Insurance (SRCS) is a cyber insurance product underwritten by Swiss Re Corporate Solutions Ltd. (Zürich HQ) (Swiss Re Group (Switzerland)), available in Switzerland. It is aimed at large enterprises. Coverage limits reach up to Up to USD/EUR 10M excess capacity; sits above primary policy.. The policy extends beyond standard cyber liability with Primary & excess and Tech E&O combined. Policyholders get 3 bundled proactive services — Threat intelligence, Incident response and Cyber risk engineering — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Up to USD/EUR 10M excess capacity; sits above primary policy.
Min Premium / Revenue
Excess layer pricing; requires in-force primary cyber policy.
Market Focus
Large
Coverage
Primary & excess, Tech E&O combined
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English / local language per jurisdiction
NIS2 / DORA Support
Not applicable (nDSG compliance advisory included).
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA + global programmes.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • First-party: BI, forensics, data recovery, notification costs, extortion.
  • Third-party: liability, regulatory defence, fines and penalties.
  • Access to Swiss Re's global cyber analytics and accumulation modelling.
  • Close integration with Swiss Re research and risk intelligence.
  • Tailored capacity for large corporate and multinational clients.
  • Coalition capacity partner for US cyber programmes.

Limitations

  • Excess layer only; primary policy required. Bespoke per risk.

Frequently asked questions§ 04

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Who is Cyber Excess Insurance (SRCS) designed for?

Cyber Excess Insurance (SRCS) by Swiss Re Corporate Solutions Ltd. (Zürich HQ) targets large enterprises in Switzerland. Geographic scope: EU / EEA + global programmes..

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What proactive security services are included with Cyber Excess Insurance (SRCS)?

The policy bundles 3 proactive services: Threat intelligence, Incident response and Cyber risk engineering. These preventive services are typically included in the premium.

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Does Cyber Excess Insurance (SRCS) help with NIS2 or DORA compliance?

Swiss Re Corporate Solutions Ltd. (Zürich HQ) indicates the following NIS2/DORA support for this product: Not applicable (nDSG compliance advisory included)..

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How can I buy Cyber Excess Insurance (SRCS) in Switzerland?

Cyber Excess Insurance (SRCS) is sold through insurance brokers — broker contact: https://corporatesolutions.swissre.com/insurance-solutions/cyber.html. Compare it with alternatives in Switzerland on Ryskly before approaching a broker.