Cyber Insurance in Finland
Compare 13 cyber insurance products available in Finland. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Finland | Allianz Global Corporate & Specialty SE – Finland BranchCyber Risk Insurance | Bespoke. | BGrade B (Proactive)+ Vulnerability scanning+ Training & awareness+ Risk assessment+ Incident response+ Crisis management | A+ | NIS2 | Direct | No | → | |
| Finland | Beazley Insurance dac – Finland BranchBeazley BBR (Full Spectrum Cyber) | Bespoke. | AGrade A (Integrated)+ Vulnerability scanning+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A | NIS2 | Direct | Yes | → | |
| Finland | DUAL FinlandDUAL Tech Cyber Media | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | MGA | Yes | → | |
| Finland | DUAL FinlandDUAL Cyber Defense | Up to USD/EUR 25M any one risk (primary or excess). | AGrade A (Integrated)+ Vulnerability scanning+ Threat intelligence+ MDR / EDR+ Email security+ Incident response+ Pre-breach advisory+ Crisis management | A | NIS2 | MGA | Yes | → | |
| Finland | If P&C Insurance Plc, Finnish branchDatabrottsförsäkring / Cyberforsikring | Bespoke. | BGrade B (Proactive)+ Phishing simulation+ Threat intelligence+ Incident response+ Risk platform / portal | A+ | NIS2 | Direct | Yes | → | |
| Finland | Pohjola Insurance Ltd.Cyber Insurance (OP/Pohjola) | Bespoke. | DGrade D (Entry)+ Incident response | A | NIS2 | Direct | No | → | |
| Finland | QBE Insurance Europe Limited – Finland BranchQCyberProtect | Bespoke. | AGrade A (Integrated)+ Phishing simulation+ Threat intelligence+ Risk assessment+ Incident response+ Risk platform / portal+ Crisis management+ Crisis simulation | A | NIS2 | Direct | Yes | → | |
| Finland | Resilience Cyber Insurance Solutions – NordicsResilience Edge | Up to USD/EUR 5M. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Finland | Resilience Cyber Insurance Solutions – NordicsResilience Cyber Insurance | Up to USD/EUR 20M; bespoke above. | CGrade C (Emerging)+ Threat intelligence+ Risk platform / portal+ Crisis management | N/A | NIS2 | MGA | Yes | → | |
| Finland | RiskPoint Group A/SRiskPoint Cyber | Large line sizes available; bespoke per risk. | CGrade C (Emerging)+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Cyber risk engineering | A | NIS2 | MGA | Yes | → | |
| Finland | RiskPoint Group A/SRiskPoint Cyber Tech | Large line sizes available; bespoke per risk. | CGrade C (Emerging)+ Risk assessment+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Cyber risk engineering | A | NIS2 | MGA | Yes | → | |
| Finland | XL Insurance Company SE – Finland Branch (AXA XL)CyberRiskConnect | Up to €15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | NIS2 | Direct | Yes | → | |
| Finland | Zurich Insurance Europe AG – Finland BranchZurich Cyber Solution | Bespoke. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Phishing simulation+ Training & awareness+ MDR / EDR+ Risk assessment+ Incident response+ Pre-breach advisory+ Cyber risk engineering+ Crisis simulation+ 3rd party risk assessment | A+ | NIS2 | Direct | Yes | → |
Cyber insurance market in Finland
Finland has 13 cyber insurance products listed on Ryskly, offered by 10 providers including Allianz Global Corporate & Specialty SE – Finland Branch, Beazley Insurance dac – Finland Branch, DUAL Finland, If P&C Insurance Plc, Finnish branch, Pohjola Insurance Ltd. and 5 more. 6 products are underwritten via managing general agents (MGAs).
Of these, 6 cover cyber crime and funds-transfer fraud, 2 combine cyber with Tech E&O, 1 address GenAI-related risks. 13 products signal NIS2/DORA compliance support. 8 target small and medium-sized businesses, while 11 serve mid-market and large enterprises.
The most common bundled proactive services in Finland are incident response, crisis management, a cyber risk platform, pre-breach advisory, cyber risk assessment — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Finland?
13 cyber insurance products are currently available in Finland from 10 providers, including Allianz Global Corporate & Specialty SE – Finland Branch, Beazley Insurance dac – Finland Branch, DUAL Finland, If P&C Insurance Plc, Finnish branch, Pohjola Insurance Ltd., QBE Insurance Europe Limited – Finland Branch and 4 more. Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in Finland?
Yes — 8 of the 13 products in Finland explicitly target small and medium-sized businesses, and 4 also cover micro-companies and sole traders. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+Do cyber insurers in Finland support NIS2 and DORA compliance?
13 of 13 products in Finland indicate support for NIS2 or DORA regulatory requirements — useful if your business falls under EU cybersecurity regulation or supplies companies that do.
+What proactive security services are included with cyber policies in Finland?
Beyond claims coverage, insurers in Finland commonly bundle preventive services: incident response (11 products), crisis management (8 products), a cyber risk platform (8 products), pre-breach advisory (7 products), cyber risk assessment (6 products). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Finland?
11 of the 13 listed products in Finland are backed by carriers holding an AM Best rating in the A range, of which 4 are rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Finland directly, or do I need a broker?
2 of 13 products in Finland are available directly from the insurer, while 11 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.