Pohjola Insurance Ltd. (OP Financial Group (Finland))
Cyber Insurance (OP
Pohjola)
by Pohjola Insurance Ltd.
B2BADirectNIS2Domestic onlyFinnish
Last updated 29.04.2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
SME, Mid-market, Large
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Finnish
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- Coverage: cyber attack response and recovery, data breach costs, BI loss, legal and GDPR notification costs, ransomware, third-party RC.
- Pohjola Insurance: Finland's #1 non-life insurer (Finland market leader).
- Part of OP Financial Group — Finland's largest banking and financial services group (digitalisation-led distribution via OP bank network).
- Active digital transformation: Accenture partnership (2025) for Guidewire cloud migration to accelerate product innovation and improve cyber coverage offerings.
Limitations
- Finland domestic product.
- Bank-integrated distribution via OP branches and advisors.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
+358 10 302 1805,(24/7 via policy).
Broker Contact