Cyber Insurance in Croatia
Compare 2 cyber insurance products available in Croatia. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| Croatia | Croatia Osiguranje d.d. (VIG)Kibersigurnosno osiguranje (Cyber Insurance) | Bespoke. | FGrade F (Indemnity only)No proactive services included | A | NIS2 | Direct | Yes | → | |
| Croatia | XL Insurance Company SE – Croatia Branch (AXA XL)CyberRiskConnect | Up to €15M; bespoke above. | CGrade C (Emerging)+ Incident response+ Risk platform / portal+ Pre-breach advisory+ Crisis management | A+ | NIS2 | Direct | Yes | → |
Cyber insurance market in Croatia
Croatia has 2 cyber insurance products listed on Ryskly, offered by 2 providers including Croatia Osiguranje d.d. (VIG) and XL Insurance Company SE – Croatia Branch (AXA XL).
Of these, 1 cover cyber crime and funds-transfer fraud, 1 address GenAI-related risks. 2 products signal NIS2/DORA compliance support.
The most common bundled proactive services in Croatia are incident response, crisis management, pre-breach advisory, a cyber risk platform — preventive tooling insurers include to reduce the chance of a claim.
Frequently asked questions
+Which companies offer cyber insurance in Croatia?
2 cyber insurance products are currently available in Croatia from 2 providers, including Croatia Osiguranje d.d. (VIG) and XL Insurance Company SE – Croatia Branch (AXA XL). Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Do cyber insurers in Croatia support NIS2 and DORA compliance?
2 of 2 products in Croatia indicate support for NIS2 or DORA regulatory requirements — useful if your business falls under EU cybersecurity regulation or supplies companies that do.
+What proactive security services are included with cyber policies in Croatia?
Beyond claims coverage, insurers in Croatia commonly bundle preventive services: incident response (1 product), crisis management (1 product), pre-breach advisory (1 product), a cyber risk platform (1 product). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in Croatia?
2 of the 2 listed products in Croatia are backed by carriers holding an AM Best rating in the A range, of which 1 is rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in Croatia directly, or do I need a broker?
All 2 products in Croatia are distributed through insurance brokers. Broker contacts are listed on each product page on Ryskly.