Croatia Osiguranje d.d. (VIG) (Vienna Insurance Group (Austria))

Kibersigurnosno osiguranje (Cyber Insurance)

by Croatia Osiguranje d.d. (VIG)
B2BADirectNIS2Broker onlyDomestic onlyCroatian
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
Mid-market to large enterprise.
AM Best Rating
A (Excellent) – AM Best (Vienna Insurance Group)
MGA / Direct
No – Direct insurer.
Policy Language
Croatian
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Part of VIG platform — same cyber insurance framework as other VIG entities in CEE.
  • Coverage: cyber attack response, BI loss, data breach RC, GDPR notification, ransomware/extortion, IT forensics, legal costs.
  • Croatia Osiguranje: Croatia's largest insurer (VIG subsidiary; #1 by GWP).

Limitations

  • Croatia domestic product.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation.