🇭🇷 Croatia
Croatia Osiguranje d.d. (VIG) (Vienna Insurance Group (Austria))

Kibersigurnosno osiguranje (Cyber Insurance)

by Croatia Osiguranje d.d. (VIG)
B2BADirectNIS2Broker onlyDomestic onlyCroatian
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Last updated 29.04.2026

Kibersigurnosno osiguranje (Cyber Insurance) is a cyber insurance product underwritten by Croatia Osiguranje d.d. (VIG) (Vienna Insurance Group (Austria)), available in Croatia. It is aimed at mid-market companies and large enterprises. Coverage limits reach up to Bespoke.. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
Mid-market, Large
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Croatian
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Part of VIG platform — same cyber insurance framework as other VIG entities in CEE.
  • Coverage: cyber attack response, BI loss, data breach RC, GDPR notification, ransomware/extortion, IT forensics, legal costs.
  • Croatia Osiguranje: Croatia's largest insurer (VIG subsidiary; #1 by GWP).

Limitations

  • Croatia domestic product.

Contact & Response§ 03

Customer Contact
https://www.crosig.hr/za-poslovne-subjekte/
24/7 Crisis Hotline
Via policy documentation.
Broker Contact
https://www.crosig.hr/za-poslovne-subjekte/

Frequently asked questions§ 04

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Who is Kibersigurnosno osiguranje (Cyber Insurance) designed for?

Kibersigurnosno osiguranje (Cyber Insurance) by Croatia Osiguranje d.d. (VIG) targets mid-market companies and large enterprises in Croatia. Geographic scope: Domestic only..

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Does Kibersigurnosno osiguranje (Cyber Insurance) help with NIS2 or DORA compliance?

Croatia Osiguranje d.d. (VIG) indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

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How can I buy Kibersigurnosno osiguranje (Cyber Insurance) in Croatia?

Kibersigurnosno osiguranje (Cyber Insurance) is sold through insurance brokers — broker contact: https://www.crosig.hr/za-poslovne-subjekte/. Compare it with alternatives in Croatia on Ryskly before approaching a broker.