ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA) (Munich Re (Germany))

ERGO Hestia Cyber M

by ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA)
B2BA+DirectNIS2Broker onlyDomestic onlyPolish
Last updated 07.05.2026

ERGO Hestia Cyber M is a cyber insurance product underwritten by ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA) (Munich Re (Germany)), available in Poland. It is aimed at small and medium-sized businesses. Coverage limits reach up to Up to PLN 500,000 (approx €115K).. Policyholders get 2 bundled proactive services — Incident response and Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.

Product Details§ 01

Max Insurance Limit
Up to PLN 500,000 (approx €115K).
Min Premium / Revenue
SME; no published minimum.
Market Focus
SME
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Polish / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Two product tiers: Cyber M (SME) and Cyber XL (enterprise).
  • Data recovery.
  • Third-party liability coverage.
  • Crisis PR costs covered.

Limitations

  • Domestic Poland product only.

Contact & Response§ 03

24/7 Crisis Hotline
+48 58 766 33 37

Frequently asked questions§ 04

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Who is ERGO Hestia Cyber M designed for?

ERGO Hestia Cyber M by ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA) targets small and medium-sized businesses in Poland. Geographic scope: Domestic only..

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What proactive security services are included with ERGO Hestia Cyber M?

The policy bundles 2 proactive services: Incident response and Crisis management. These preventive services are typically included in the premium.

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Does ERGO Hestia Cyber M help with NIS2 or DORA compliance?

ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA) indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..

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How can I buy ERGO Hestia Cyber M in Poland?

ERGO Hestia Cyber M is sold through insurance brokers — broker contact: https://www.ergohestia.pl/dla-firmy/cyber/. Compare it with alternatives in Poland on Ryskly before approaching a broker.