🇵🇱 Poland
ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA) (Munich Re / ERGO Group (Germany))

ERGO Hestia Cyber M

by ERGO Hestia (Sopockie Towarzystwo Ubezpieczeń ERGO Hestia SA)
B2BA+DirectNIS2Broker onlyDomestic onlyPolish
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Up to PLN 500,000 (approx €115K).
Min Premium / Revenue
SME; no published minimum.
Market Focus
SME; small and medium enterprises.
AM Best Rating
A+ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Polish / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Two product tiers: Cyber M (SME) and Cyber XL (enterprise).
  • Data recovery.
  • Third-party liability coverage.
  • Crisis PR costs covered.

Limitations

  • Domestic Poland product only.

Contact & Response§ 03

Customer Contact
https://www.ergohestia.pl/dla-firmy/cyber/
24/7 Crisis Hotline
+48 58 766 33 37
Broker Contact
https://www.ergohestia.pl/dla-firmy/cyber/