🇩🇰 Denmark
Gjensidige Forsikring ASA – Denmark Branch (Gjensidige Forsikring ASA (Norway))

Cyberforsikring (Bedrift)

by Gjensidige Forsikring ASA – Denmark Branch
B2BADirectNIS2Broker onlyDomestic onlyDanish
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Last updated 07.05.2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
No revenue threshold published
Market Focus
Micro, SME, Mid-market
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Danish
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Coverage: cyber attack response and investigation, data recovery and system restoration, BI loss (full and partial), ransomware/extortion, third-party RC (data breach, privacy), GDPR supervisory notification costs.
  • Updated product wording post-June 2024; continuous improvement cycle.
  • Gjensidige: leading Nordic P&C insurer (Norway, Denmark, Sweden); DKK ~7B+ GWP in Denmark (2025).
  • Combined ratio Denmark 96.2% (Q4 2024); strong financial position.
  • Also active in Norway (same product: cyberforsikring.no).

Limitations

  • Nordic/Scandinavian focus.

Contact & Response§ 03

Customer Contact
https://www.gjensidige.dk/erhverv/
24/7 Crisis Hotline
DK: +45 32 73 03 70 +45 32 73 02 17 (for policy number starting with 2 letters and 13 digits). +45 89 87 20 00
Broker Contact
https://www.gjensidige.dk/erhverv/