Tryg Forsikring A/S (Tryg Forsikring A/S (Denmark))
Cyberforsikring (Erhverv)
by Tryg Forsikring A/S
B2BBDirectNIS2Broker onlyEU / EEADanish
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to DKK 20M (SME) / DKK 50M (large enterprise); bespoke above.
Min Premium / Revenue
SME from DKK 1,200/yr; large enterprise: bespoke (revenue >DKK 100M).
Market Focus
All sizes; all industries.
AM Best Rating
Not rated by AM Best. Moody's: A1 IFS, positive outlook (Dec 2025).
MGA / Direct
No – Direct insurer.
Policy Language
Danish
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- Two tiers: SME (up to DKK 20M limit; from DKK 1,200/yr; from 100 DKK/month) and larger enterprise (up to DKK 50M limit; bespoke, revenue >DKK 100M).
- Coverage: IT system recovery and data reconstruction, BI loss (from 24h after incident, up to 3 months), ransomware/extortion, identity theft assistance, GDPR notification costs, legal and PR crisis management.
- Cyber beredskabsplan (emergency plan) included for SME clients.
- Preventive advisory services included.
- Tryg: Denmark's #1 non-life insurer (~50% of revenue from Denmark; DKK ~5.97B revenue 2025).
- Acquired Codan/Trygg-Hansa (Sweden + Norway) 2021 — pan-Nordic #2 P&C insurer.
- Moody's A1, positive outlook (Dec 2025); combined ratio 81.0% (2024).
Limitations
- SME tier: requires revenue <DKK 100M for standard product.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
44 20 61 40 (24/7, all days).
Broker Contact