Cyberforsikring til mindre virksomheder
Cyberforsikring til mindre virksomheder is a cyber insurance product underwritten by Tryg Forsikring A/S (Tryg Forsikring A/S (Denmark)), available in Denmark. It is aimed at small and medium-sized businesses. Coverage limits reach up to Up to DKK 20M (SME). Policyholders get 2 bundled proactive services — Incident response and Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of Not rated by AM Best.. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Two tiers: SME (up to DKK 20M limit; from DKK 1,200/yr; from 100 DKK/month) and larger enterprise (up to DKK 50M limit; bespoke, revenue >DKK 100M).
- Coverage: IT system recovery and data reconstruction, BI loss (from 24h after incident, up to 3 months), ransomware/extortion, identity theft assistance, GDPR notification costs, legal and PR crisis management.
- Cyber beredskabsplan (emergency plan) included for SME clients.
- Preventive advisory services included.
- Tryg: Denmark's #1 non-life insurer (~50% of revenue from Denmark; DKK ~5.97B revenue 2025).
- Acquired Codan/Trygg-Hansa (Sweden + Norway) 2021 — pan-Nordic #2 P&C insurer.
Limitations
- SME tier: requires revenue <DKK 100M for standard product.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyberforsikring til mindre virksomheder designed for?
Cyberforsikring til mindre virksomheder by Tryg Forsikring A/S targets small and medium-sized businesses in Denmark. Geographic scope: EU / EEA..
+What proactive security services are included with Cyberforsikring til mindre virksomheder?
The policy bundles 2 proactive services: Incident response and Crisis management. These preventive services are typically included in the premium.
+Does Cyberforsikring til mindre virksomheder help with NIS2 or DORA compliance?
Tryg Forsikring A/S indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Cyberforsikring til mindre virksomheder in Denmark?
Cyberforsikring til mindre virksomheder is sold through insurance brokers — broker contact: https://tryg.dk/erhverv/kontakt. Compare it with alternatives in Denmark on Ryskly before approaching a broker.