🇩🇰 Denmark
Topdanmark A/S (Topdanmark A/S (Denmark))

Cyberforsikring (Erhverv)

by Topdanmark A/S
B2BBDirectNIS2Broker onlyEU / EEADanish
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
Not rated by AM Best. Moody's A2 IFS, stable.
MGA / Direct
No – Direct insurer.
Policy Language
Danish
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Coverage: IT system recovery and data reconstruction, BI loss, ransomware/extortion (net banking theft covered up to DKK 3,515,490), GDPR/data breach notification costs, legal and PR costs.
  • Scalable: policy adapts to company size.
  • First Danish insurer to launch a cyber product for private individuals (market innovation).
  • Topdanmark: Denmark's #2 P&C insurer (Moody's rated; ~25% Danish P&C market share).
  • Listed on Nasdaq Copenhagen.

Limitations

  • Primarily Danish domestic market.

Contact & Response§ 03

Customer Contact
https://www.topdanmark.dk/erhverv/
24/7 Crisis Hotline
Via policy documentation (Topdanmark cyber team 24/7).
Broker Contact
https://www.topdanmark.dk/erhverv/