Security Pakket (SME)
Security Pakket (SME) is a cyber insurance product underwritten by Nationale-Nederlanden (NN Nederland) (NN Group N.V. (Netherlands)), available in Netherlands. It is aimed at small and medium-sized businesses. Coverage limits reach up to Up to €1M.. Policyholders get 4 bundled proactive services — Threat intelligence, Risk assessment, Risk platform / portal and Pre-breach advisory — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Two-component proposition for Dutch SMEs:
- (1) Cyberverzekering: standalone cyber insurance covering ransomware, data breach, BI loss, legal costs and GDPR fines.
- (2) Perfect Day (independent NN subsidiary, spun out Jul 2024): cyber prevention platform for SMEs — cyber risk scan, continuous monitoring, and ongoing security improvement guidance.
- De Cyberwacht service: unlimited access for policyholders; covers equipment damage from cyber incidents, cyber extortion and identity theft assistance.
- NN Group: 11-country European financial services group; 6M+ customers in the Netherlands.
Limitations
- SME-focused product; large corporate risks handled separately via commercial lines.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Security Pakket (SME) designed for?
Security Pakket (SME) by Nationale-Nederlanden (NN Nederland) targets small and medium-sized businesses in Netherlands. Geographic scope: EU / EEA..
+What proactive security services are included with Security Pakket (SME)?
The policy bundles 4 proactive services: Threat intelligence, Risk assessment, Risk platform / portal and Pre-breach advisory. These preventive services are typically included in the premium.
+Does Security Pakket (SME) help with NIS2 or DORA compliance?
Nationale-Nederlanden (NN Nederland) indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Security Pakket (SME) in Netherlands?
Security Pakket (SME) is sold through insurance brokers — broker contact: https://adviseur.nn.nl/Welkom.htm. Compare it with alternatives in Netherlands on Ryskly before approaching a broker.