Nationale-Nederlanden (NN Nederland) (NN Group N.V. (Netherlands))

Security Pakket (SME)

by Nationale-Nederlanden (NN Nederland)
B2BADirectNIS2Broker onlyEU / EEADutch
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Up to €1M.
Min Premium / Revenue
SME-focused; no published minimum.
Market Focus
SME; simplified product.
AM Best Rating
A (Excellent) – AM Best (NN Group)
MGA / Direct
No – Direct insurer.
Policy Language
Dutch
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Two-component proposition for Dutch SMEs:
  • (1) Cyberverzekering: standalone cyber insurance covering ransomware, data breach, BI loss, legal costs and GDPR fines.
  • (2) Perfect Day (independent NN subsidiary, spun out Jul 2024): cyber prevention platform for SMEs — cyber risk scan, continuous monitoring, and ongoing security improvement guidance.
  • De Cyberwacht service: unlimited access for policyholders; covers equipment damage from cyber incidents, cyber extortion and identity theft assistance.
  • NN Group: 11-country European financial services group; 6M+ customers in the Netherlands.

Limitations

  • SME-focused product; large corporate risks handled separately via commercial lines.

Contact & Response§ 03

24/7 Crisis Hotline
24/7 via policy documentation.