Cyberverzekering
Cyberverzekering is a cyber insurance product underwritten by Centraal Beheer (Achmea brand) (Achmea (Netherlands)), available in Netherlands. It is aimed at small and medium-sized businesses. Coverage limits reach up to Up to €2M; bespoke above.. Policyholders get 2 bundled proactive services — Risk assessment and Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Coverage: data breach (loss of data, third-party liability), IT system damage and recovery, BI loss, GDPR fines, legal costs, PR crisis management.
- Targets SME with turnover up to €30M.
- Cyber security assessment (on-site): vulnerability audit across personnel, processes, technology — available as paid add-on.
- AVG/GDPR checklist and cyber risk monitoring tools included.
- Achmea: Netherlands #1 insurer (10.2M customers; €22B+ premiums 2023); Centraal Beheer is its flagship commercial brand.
Limitations
- Capped at €30M turnover for standard SME product.
- Physical damage and personal injury excluded.
- Planned system downtime excluded.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyberverzekering designed for?
Cyberverzekering by Centraal Beheer (Achmea brand) targets small and medium-sized businesses in Netherlands. Geographic scope: EU / EEA..
+What proactive security services are included with Cyberverzekering?
The policy bundles 2 proactive services: Risk assessment and Crisis management. These preventive services are typically included in the premium.
+Does Cyberverzekering help with NIS2 or DORA compliance?
Centraal Beheer (Achmea brand) indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Cyberverzekering in Netherlands?
You can approach Centraal Beheer (Achmea brand) directly (https://www.centraalbeheer.nl/zakelijk/) or via the provider's website. Compare it with alternatives in Netherlands on Ryskly first.