🇳🇱 Netherlands
Centraal Beheer (Achmea brand) (Achmea (Netherlands))

Cyberverzekering

by Centraal Beheer (Achmea brand)
B2BA+DirectNIS2EU / EEADutch
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Up to €2M; bespoke above.
Min Premium / Revenue
SME; turnover up to €30M.
Market Focus
SME.
AM Best Rating
A+ (Superior) – AM Best (Achmea group)
MGA / Direct
No – Direct insurer.
Policy Language
Dutch
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • Coverage: data breach (loss of data, third-party liability), IT system damage and recovery, BI loss, GDPR fines, legal costs, PR crisis management.
  • Targets SME with turnover up to €30M.
  • Cyber security assessment (on-site): vulnerability audit across personnel, processes, technology — available as paid add-on.
  • AVG/GDPR checklist and cyber risk monitoring tools included.
  • Achmea: Netherlands #1 insurer (10.2M customers; €22B+ premiums 2023); Centraal Beheer is its flagship commercial brand.

Limitations

  • Capped at €30M turnover for standard SME product.
  • Physical damage and personal injury excluded.
  • Planned system downtime excluded.

Contact & Response§ 03

Customer Contact
https://www.centraalbeheer.nl/zakelijk/
24/7 Crisis Hotline
24/7 via policy documentation (Fox-IT partnership).
Broker Contact
https://www.centraalbeheer.nl/tussenpersonen/