AIG Europe S.A. – Netherlands Branch (American International Group, Inc. (USA))
CyberEdge
by AIG Europe S.A. – Netherlands Branch
B2BADirectNIS2EU / EEADutch
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
Min. premium €5,000 for full service suite.
Market Focus
SME to large enterprise.
Coverage
Cyber crime / FTF
AM Best Rating
A (Excellent) – AM Best (AIG)
MGA / Direct
No – Direct insurer.
Policy Language
Dutch / English
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- CyberEdge: AIG's flagship standalone cyber product; comprehensive first- and third-party coverage for all industries and sizes.
- First-party: data breach response, IT forensics, data recovery, BI loss, cyber extortion/ransomware, crisis management.
- Third-party: cyber liability, privacy regulatory defence and fines (GDPR up to €20M or 2% global turnover), network security liability.
- Mid-term vulnerability alerts: AIG proactively notifies policyholders of identified malware, unpatched vulnerabilities or misconfigurations during the policy period.
- Cyber Resiliency Program: complimentary proactive services for eligible policyholders (min. €5,000 annual premium); incl. vulnerability scanning, phishing simulation, eLearning, dark web monitoring and legal/tech consulting.
Limitations
- Cyber crime (social engineering, FTF), system failure, dependent BI, bricking, voluntary shutdown, and reputational loss are optional endorsements — not included by default.
- Larger limits require specialist underwriting team referral.
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
+31 10 453 54 55 (AIG Netherlands, 24/7 cyber response)
Broker Contact