Travelers Insurance Company Limited (UK) (The Travelers Companies, Inc. (USA))

Travelers CyberRisk (Mid-Market & Corporate)

by Travelers Insurance Company Limited (UK)
B2BA++DirectNIS2Broker onlyEU / EEAEnglish
Last updated 46143

Product Details§ 01

Max Insurance Limit
Up to £10M; bespoke above.
Min Premium / Revenue
Revenues £50M–£1B; mid-market and corporate; no published minimum.
Market Focus
MID, LARGE, MULTI
Coverage
Cyber crime / FTF
AM Best Rating
A++ (Superior) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
English
NIS2 / DORA Support
UK Cyber Security and Resilience Bill advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Travelers: one of the largest US commercial P&C insurers; A++ (Superior) AM Best; leading global cyber solutions provider; Travelers Syndicate 5000 (Lloyd's).
  • Dedicated claims handler and breach coaches for all cyber policyholders; superior claims service.
  • HCL Technologies services (mid-market and corporate): one hour pre-breach consultation and free staff cybersecurity training for policyholders.
  • SentinelOne® platform (mid-market and corporate): endpoint detection and response.
  • Corvus-powered vulnerability scanning: continuous monitoring and real-time exposure alerts (existing policyholders).
  • Travelers CyberRisk Mid-Market & Corporate: comprehensive cyber policy for businesses with revenues £50M–£1B; bespoke underwriting process.
  • HCL Technologies services (included free): one hour pre-breach consultation + free staff cybersecurity training.
  • SentinelOne® endpoint detection and response platform (included).
  • Dedicated claims handler and breach coaches; dedicated risk managers and consultants.
  • Coverage: forensic investigations, litigation expenses, regulatory defence/fines, crisis management, business interruption, cyber extortion, post-breach betterment.
  • Add-ons and extensions available: enhanced limits, additional coverages per bespoke submission.
  • Appetite: same 25+ sectors as SME; revenue £50M–£1B.

Limitations

  • Mid-market and corporate; revenues £50M–£1B.
  • Broker-only distribution; bespoke underwriting.
  • UK and Republic of Ireland (company paper).
  • No appetite: Adult entertainment, airline, critical infrastructure, cryptocurrency, debt collection, emergency services, electricity/gas utility, NHS-affiliated healthcare, MSPs/cybersecurity, payment processors, political entities, primary UK technology, real time trading, social media, ticketing agency/software, tobacco/cannabis, water utility.

Contact & Response§ 03

24/7 Crisis Hotline
Via policy documentation (Travelers Europe 24/7 claims response team)