AEGIS Cyber Liability
AEGIS Cyber Liability is a cyber insurance product underwritten by AEGIS London (Lloyd's Syndicate 1225) (Associated Electric & Gas Insurance Services Limited (AEGIS)), available in UK. It is aimed at small and medium-sized businesses, mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Up to £5M / $5M / €5M aggregate (standard); excess attachments available.. The policy extends beyond standard cyber liability with Primary & excess and Tech E&O combined. Policyholders get 1 bundled proactive service — Risk platform / portal — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- AEGIS London (Lloyd's Syndicate 1225): managed by AEGIS London; single source of capital from AEGIS mutual insurer (North American energy sector). Broad industry appetite: Construction, Financial Institutions, Gaming, Healthcare, Hospitality, Logistics, Manufacturing, Professions, Retail, Transportation (including Aviation), Technology, Telecommunications, Utilities, Warehousing/Wholesale. Policies available worldwide on insurance or reinsurance basis (where licensing permits). Syndicate performance: 75.8% combined ratio (2024); 82.9% combined ratio (5-year); $1,291M gross written premium (2024); top-5 Lloyd's syndicate by combined ratio (2024); 19 consecutive years of profitability. Ratings: S&P AA- (Stable) / AM Best A (Excellent) Lloyd's market ratings. Claims: 9 consecutive years outstanding (Gracechurch London Market Claims Survey); top quartile for claims service quality; 87% highly rated; 31% excellent.
Limitations
- Aggregate limit cap of £/$/€5M (standard); excess placements available. Broker-only Lloyd's market distribution. No proactive security services included as standard. Worldwide coverage subject to local licensing.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is AEGIS Cyber Liability designed for?
AEGIS Cyber Liability by AEGIS London (Lloyd's Syndicate 1225) targets small and medium-sized businesses, mid-market companies, large enterprises and multinational groups in UK. Geographic scope: Global (insurance and reinsurance basis, where licensing permits)..
+What proactive security services are included with AEGIS Cyber Liability?
The policy bundles 1 proactive service: Risk platform / portal. These preventive services are typically included in the premium.
+Does AEGIS Cyber Liability help with NIS2 or DORA compliance?
AEGIS London (Lloyd's Syndicate 1225) indicates the following NIS2/DORA support for this product: Not applicable (Lloyd's market product; no published NIS2/DORA advisory)..
+How can I buy AEGIS Cyber Liability in UK?
AEGIS Cyber Liability is sold through insurance brokers — broker contact: https://aegislondon.co.uk/cyber. Compare it with alternatives in UK on Ryskly before approaching a broker.