COGITANDA Dataprotect AG (a DGC AG company) (DGC AG (Deutsche Gesellschaft für Cybersicherheit))
COGITANDA Cyber Insurance (DGC)
by COGITANDA Dataprotect AG (a DGC AG company)
B2BBMGANIS2Broker onlyGermany and AustriaGerman
Last updated 10.05.2026
Product Details§ 01
Max Insurance Limit
Up to €7.5M (mid-market, €100M–€250M revenue); SME segment bespoke.
Min Premium / Revenue
SME: turnover up to €100M. Mid-market: turnover €100M–€250M. No published minimum premium.
Market Focus
SME, Mid-market
Coverage
Cyber crime / FTF
AM Best Rating
SME capacity: Württembergische, SV Sparkassenversicherung, Versicherungskammer Bayern (all German regulated insurers). Mid-market: Everest Insurance (A+ S&P) + IQUW Lloyd's Syndicate (A+ S&P).
MGA / Direct
Yes – MGA (COGITANDA / DGC acting as specialist MGA).
Policy Language
German
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Germany and Austria.
Broker Only
Yes
Advantages & Limitations§ 02
Advantages
- COGITANDA: one of Germany's first specialist cyber insurers; founded 2016; acquired by DGC AG (March 2025) from insolvency via asset deal; fully operational and accepting new business as of March 2025.
- DGC AG (Deutsche Gesellschaft für Cybersicherheit): one of Germany's leading IT security providers; unique combined offering of prevention, monitoring, insurance, and crisis management — first of its kind in Germany.
- DGC cyberscan.io®: continuous monitoring of security vulnerabilities; early detection platform.
- DGC Penetration Testing: simulated cyber attacks by expert team to minimise risk.
- DGC Security Awareness Training: employee education and sensitisation.
- DGC Cyber Defence Operation Center (CDOC): 24/7 monitoring and incident response — strengthened post-acquisition with COGITANDA's former IR team.
- Coverage: SME (turnover up to €100M) via Württembergische, SV Sparkassenversicherung, Versicherungskammer Bayern; mid-market (turnover €100M–€250M) via Everest Insurance (A+) and IQUW Lloyd's Syndicate (A+). Policy limit up to €7.5M for mid-market segment.
- Coverage includes: data breach, BI, ransomware/extortion, cyber crime, privacy liability, regulatory fines, data recovery, crisis management, identity theft, reputational damage.
Limitations
- Post-insolvency acquisition — new management under DGC; operational continuity confirmed but some broker uncertainty remains regarding long-term stability.
- Germany and Austria only (confirmed markets).
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
DGC CDOC 24/7 monitoring and incident response (via policy); dgc.org/kontakt/
Broker Contact