Arch Cyber Insurance
ACTM
Arch Cyber Insurance / ACTM is a cyber insurance product underwritten by Arch Insurance (EU) dac – Germany Branch (Arch Capital Group Ltd. (Bermuda)), available in Germany. It is aimed at small and medium-sized businesses, mid-market companies, large enterprises and multinational groups. Coverage limits reach up to Up to US$20m / CAD$20m / €20m any one risk.. The policy extends beyond standard cyber liability with Primary & excess and Tech E&O combined. Policyholders get 1 bundled proactive service — Risk assessment — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Arch Insurance International: London Market cyber specialist; broker-only market.
- Range of coverage: standalone Cyber, Cyber blend, Cyber/Property Damage, Media E&O, Miscellaneous E&O, Tech E&O.
- Primary and excess, lead or follow basis; creative underwriting solutions across all structures.
- Maximum line size: US$20m / CAD$20m / €20m any one risk.
- Broad sector appetite: Construction/Engineering, Education, Energy, Financial Institutions, Hospitality, Manufacturing, Municipality/Government, Payment Processing, Retail, Technology.
- Worldwide territorial appetite: Australia/NZ, Canada, Europe, Latin America, Rest of World, UK, USA.
- Underwriting platforms: Arch Insurance (UK) Limited, Arch Insurance (EU) Dac, Lloyd's Syndicates 2012 & 1955, Lloyd's Insurance Company (Brussels).
- Arch Capital Group Ltd. (NASDAQ: ACGL): S&P 500; Market cap US$35B; Total GPW US$22.9B; Total assets US$79.2B (Dec 2025).
- Partnership with Upfort for SME digital distribution and embedded security services.
Limitations
- Broker-only market; primary and excess layers available.
- B2C Telecom, social media - out of appetite.
- Airlines, Gaming, Healthcare, Logistics, Professional services - limited appetite.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Arch Cyber Insurance / ACTM designed for?
Arch Cyber Insurance / ACTM by Arch Insurance (EU) dac – Germany Branch targets small and medium-sized businesses, mid-market companies, large enterprises and multinational groups in Germany. Geographic scope: Global..
+What proactive security services are included with Arch Cyber Insurance / ACTM?
The policy bundles 1 proactive service: Risk assessment. These preventive services are typically included in the premium.
+Does Arch Cyber Insurance / ACTM help with NIS2 or DORA compliance?
Arch Insurance (EU) dac – Germany Branch indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Arch Cyber Insurance / ACTM in Germany?
Arch Cyber Insurance / ACTM is sold through insurance brokers — broker contact: https://insurance.archgroup.com/international/london-market/offering/cyber/. Compare it with alternatives in Germany on Ryskly before approaching a broker.