Cyber-Versicherung
Cyber-Versicherung is a cyber insurance product underwritten by AXA Konzern AG (AXA group (France)), available in Germany. It is aimed at micro-companies and sole traders and small and medium-sized businesses. Coverage limits reach up to Up to €1M (SME); bespoke for larger risks.. Policyholders get 3 bundled proactive services — Training & awareness, MDR / EDR and Incident response — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A+ (Superior) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- AXA KMU-Cyber: SME-focused cyber product for the German market.
- Coverage: cyber attack response, BI loss, data breach notification, ransomware/extortion, data recovery, third-party liability, regulatory fines under GDPR and BSI-KritisV.
- SOC services via Certified SOC GmbH (CSOC): external security operations centre monitoring for eligible policyholders.
- AXA Germany: major domestic insurer; strong SME and Mittelstand distribution network.
Limitations
- Micro-SME and SME only; larger risks require AXA XL CyberRiskConnect.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyber-Versicherung designed for?
Cyber-Versicherung by AXA Konzern AG targets micro-companies and sole traders and small and medium-sized businesses in Germany. Geographic scope: EU / EEA..
+What proactive security services are included with Cyber-Versicherung?
The policy bundles 3 proactive services: Training & awareness, MDR / EDR and Incident response. These preventive services are typically included in the premium.
+Does Cyber-Versicherung help with NIS2 or DORA compliance?
AXA Konzern AG indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Cyber-Versicherung in Germany?
Cyber-Versicherung is sold through insurance brokers — broker contact: https://www.axa.de/vermittler. Compare it with alternatives in Germany on Ryskly before approaching a broker.