Страхование киберрисков (Cyber Risk Insurance)
Страхование киберрисков (Cyber Risk Insurance) is a cyber insurance product underwritten by СберСтрахование (ООО СК «Сбербанк страхование») (SberStrakhovanie (Russia)), available in Russia. It is aimed at small and medium-sized businesses, mid-market companies and large enterprises. Coverage limits reach up to Bespoke (tiered product).. The carrier holds an AM Best rating of Not rated by AM Best.. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Five packaged product tiers for different company sizes and industry.
- Well structured off-the-shelf products distributed through the online store.
- Distributed via Sberbank ecosystem (14,000 branches, 110M+ individual clients).
- Digital-first: policy issuable online via Sber app.
- Covers: data breach, ransomware, BI interruption, forensic investigation, PR costs.
- In-house incident response coordination.
- Sber policyholders tripled in Jan–Apr 2025 vs prior year (SberStrakhovanie press).
Limitations
- Russia-only product.
- Part of Sberbank group – subject to comprehensive Western sanctions (EU, UK, US, OFAC).
- No international reinsurance.
- Not rated internationally.
- Strict conflict-of-interest risks for Western counterparties.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Страхование киберрисков (Cyber Risk Insurance) designed for?
Страхование киберрисков (Cyber Risk Insurance) by СберСтрахование (ООО СК «Сбербанк страхование») targets small and medium-sized businesses, mid-market companies and large enterprises in Russia. Geographic scope: Domestic only..
+Does Страхование киберрисков (Cyber Risk Insurance) help with NIS2 or DORA compliance?
СберСтрахование (ООО СК «Сбербанк страхование») indicates the following NIS2/DORA support for this product: Not applicable..
+How can I buy Страхование киберрисков (Cyber Risk Insurance) in Russia?
You can approach СберСтрахование (ООО СК «Сбербанк страхование») directly (https://sberbankins.ru/products/cyber-insurance/) or via the provider's website. Compare it with alternatives in Russia on Ryskly first.