СберСтрахование (ООО СК «Сбербанк страхование») (SberStrakhovanie (Russia))

Страхование киберрисков (Cyber Risk Insurance)

by СберСтрахование (ООО СК «Сбербанк страхование»)
B2BBDirectDomestic onlyRussian
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke (tiered product).
Min Premium / Revenue
Tiered SME pricing; enterprise: bespoke.
Market Focus
All sizes; all industries.
AM Best Rating
Not rated (domestic Russian insurer; no AM Best rating).
MGA / Direct
No – Direct insurer.
Policy Language
Russian
NIS2 / DORA Support
Not applicable.
War Exclusion
War and military operations exclusion applied.
Geographic Scope
Domestic only.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • Five packaged product tiers for different company sizes.
  • Distributed via Sberbank ecosystem (14,000 branches, 110M+ individual clients).
  • Digital-first: policy issuable online via Sber app.
  • Covers: data breach, ransomware, BI interruption, forensic investigation, PR costs.
  • In-house incident response coordination.
  • Sber policyholders tripled in Jan–Apr 2025 vs prior year (SberStrakhovanie press).

Limitations

  • Russia-only product.
  • Part of Sberbank group – subject to comprehensive Western sanctions (EU, UK, US, OFAC).
  • No international reinsurance.
  • Not rated internationally.
  • Strict conflict-of-interest risks for Western counterparties.

Contact & Response§ 03

24/7 Crisis Hotline
8 800 555 55 57 (SberStrakhovanie toll-free hotline)