СПАО «Ингосстрах» (Ingosstrakh) (Ingosstrakh (Russia))

Кибер-Инго (Cyber-Ingo) – Страхование информационных и киберрисков

by СПАО «Ингосстрах» (Ingosstrakh)
B2BBDirectDomestic onlyRussian
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Up to RUB 50M (SME boxed); bespoke above.
Min Premium / Revenue
SME: RUB 25,000–70,000 annual premium.
Market Focus
All sizes; all industries.
AM Best Rating
Not rated (domestic Russian insurer; no AM Best rating).
MGA / Direct
No – Direct insurer.
Policy Language
Russian
NIS2 / DORA Support
Not applicable.
War Exclusion
War and military operations exclusion applied.
Geographic Scope
Domestic only.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • Three packaged tiers (коробочные решения) for different company sizes.
  • Online policy purchase via ingos.ru.
  • Covers: hacker attacks, data leaks, ransomware, BI losses, forensic investigation costs, PR/reputation management.
  • RUB 25,000–70,000 policy cost for SME tier.
  • Long-standing general insurer (founded 1947); strong brand in corporate Russia.
  • In-house cyber incident calculator on website.
  • International expertise heritage (historically wrote Lloyd's-aligned products pre-sanctions).

Limitations

  • Russia-only product since Western sanctions (2022).
  • No international reinsurance; reinsured via RNRC.
  • Not rated internationally.
  • Sanctions context: Ingosstrakh itself not sanctioned as of Apr 2026 but operates in fully isolated domestic market.
  • No 24/7 dedicated cyber hotline published for SME tier (enterprise: individual contract terms).

Contact & Response§ 03

24/7 Crisis Hotline
+7 495 956 55 55 (Ingosstrakh corporate)