АО «СОГАЗ» (SOGAZ) (SOGAZ Insurance Group (Russia))
SOGAZ CYBER SECURITY (Страхование киберрисков)
by АО «СОГАЗ» (SOGAZ)
B2BBDirect—Domestic onlyRussian
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Up to RUB 2B (enterprise); SME lower; bespoke.
Min Premium / Revenue
Enterprise: bespoke. SME: boxed product available.
Market Focus
All sizes; large enterprise primary.
AM Best Rating
Not rated (domestic Russian insurer; no AM Best rating).
MGA / Direct
No – Direct insurer.
Policy Language
Russian
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned). Ukraine conflict exclusion in force.
Geographic Scope
Domestic only.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- Two-tier product: (1) packaged/boxed product for SME – standardised terms, fast binding; (2) bespoke enterprise product – individual coverage and risk assessment.
- Professional IT security audit included.
- Incident response and investigation.
- Covers hacker attacks, software failures, data theft, BI losses, extortion.
- Third-party liability for personal data breaches.
- Errors-during-IT-migration coverage (reflecting import-substitution transition).
- Best-connected insurer for Russia's state-owned energy, industrial and financial sectors.
Limitations
- Russia-only product; no international coverage.
- Sanctioned by EU/UK/US (AlfaStrakhovanie under EU sanctions Dec 2023; VSK added UK Nov 2024; SOGAZ owns VTB Insurance post-Apr 2025 consolidation).
- No international reinsurance – backed by RNRC only.
- No AM Best or S&P rating for domestic Russian insurers.
- Coverage limited to RUB-denominated policies (from RUB 200M to RUB 2B reported for large risks).
Contact & Response§ 03
Customer Contact
24/7 Crisis Hotline
+7 495 933 47 47 (SOGAZ corporate)
Broker Contact