🇫🇮 Finland
LähiTapiola Keskinäinen Vakuutusyhtiö (LocalTapiola General) (LähiTapiola Group (Finland, mutual))

Kyberturvariskin vakuutus (Cyber Risk Insurance)

by LähiTapiola Keskinäinen Vakuutusyhtiö (LocalTapiola General)
B2BBDirectNIS2Domestic onlyFinnish
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Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Market Focus
SME and mid-market.
AM Best Rating
Not rated by AM Best (Finnish mutual group).
MGA / Direct
No – Direct insurer (mutual).
Policy Language
Finnish
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Domestic only.
Broker Only
No

Advantages & Limitations§ 02

Advantages

  • Coverage: cyber attack response and IT recovery, data breach RC, BI loss, ransomware/extortion, GDPR notification, legal costs.
  • LähiTapiola: Finland's #2 non-life insurer (mutual group; largest mutual insurer in Finland).
  • Broad regional SME and corporate distribution via 20 regional cooperative units across Finland.
  • Key market player confirmed in Finland cyber insurance market reports alongside OP/Pohjola.

Limitations

  • Finland domestic product.
  • Mutual group — not publicly rated by AM Best.

Contact & Response§ 03

Customer Contact
https://www.lahitapiola.fi/yritys/
24/7 Crisis Hotline
Via policy documentation.
Broker Contact
https://www.lahitapiola.fi/yritys/