Cyber Insurance in UAE
Compare 4 cyber insurance products available in UAE. All data verified directly from providers.
| Country↑ | Company / Product | Max Insurance Limit | Services | AM Best | NIS2 | Channel | Broker | ||
|---|---|---|---|---|---|---|---|---|---|
| UAE | Chubb Insurance – UAE (Dubai, DIFC)Cyber Enterprise Risk Management (Cyber ERM) / DigiTech ERM / CyberEdge | Up to $100M; bespoke above. | SGrade S (Best-in-class)+ Vulnerability scanning+ Penetration testing+ Training & awareness+ MDR / EDR+ Incident response+ Crisis management+ Crisis simulation+ 3rd party risk assessment | A++ | — | Direct | No | → | |
| UAE | Markel International Insurance Company Ltd. – Dubai BranchMarkel Cyber 360 International | USD 10M / GBP 10M / EUR 10M per risk (primary or excess). | CGrade C (Emerging)+ Penetration testing+ Training & awareness+ Incident response+ Crisis management | A | — | Direct | Yes | → | |
| UAE | Mosaic Insurance Services (DIFC) LimitedMosaic Cyber Insurance | Up to $20M per risk. | CGrade C (Emerging)+ Incident response+ Crisis management | A+ | — | Direct | Yes | → | |
| UAE | Sukoon Insurance PJSC (formerly Oman Insurance Company)Commercial Cyber Insurance (via Lloyd's Syndicate 2880) | Via Lloyd's Syndicate 2880; bespoke. | FGrade F (Indemnity only)No proactive services included | A | — | Direct | Yes | → |
Cyber insurance market in UAE
4 cyber insurance products are available in the UAE from 4 providers, and the market runs through the DIFC: Chubb and Mosaic write from Dubai International Financial Centre entities, Markel from its Dubai branch, while Sukoon Insurance (formerly Oman Insurance) is the local carrier, placing cover via Lloyd's Syndicate 2880.
Cyber crime is a core exposure here: 3 of the 4 products cover cyber crime and funds-transfer fraud, the social-engineering losses that dominate claims in the Gulf. If fraudulent payment instructions are your main worry, check the crime section of the wording before anything else; it is often sub-limited.
Limits and buying route
Published capacity runs from USD 10M (Markel) through USD 20M (Mosaic, which requires revenue above USD 100M) to USD 100M from Chubb. 3 of the 4 products accept SMEs; the rest focus on mid-market and large corporates. 3 of 4 products are broker-only, with Chubb the only direct route. Policies are written in USD under international wordings.
Frequently asked questions
+Which companies offer cyber insurance in UAE?
4 cyber insurance products are currently available in UAE from 4 providers, including Chubb Insurance – UAE (Dubai, DIFC), Markel International Insurance Company Ltd. – Dubai Branch, Mosaic Insurance Services (DIFC) Limited and Sukoon Insurance PJSC (formerly Oman Insurance Company). Ryskly lists coverage details, limits and contacts for each, verified directly from provider materials.
+Can small businesses get cyber insurance in UAE?
Yes — 3 of the 4 products in UAE explicitly target small and medium-sized businesses. Small firms are a primary target for phishing and ransomware, so most insurers now offer SME-focused cyber policies.
+What proactive security services are included with cyber policies in UAE?
Beyond claims coverage, insurers in UAE commonly bundle preventive services: incident response (3 products), crisis management (3 products), security awareness training (2 products), penetration testing (2 products), vulnerability scanning (1 product). These services reduce breach probability and are typically included at no extra cost.
+How financially strong are the cyber insurers in UAE?
4 of the 4 listed products in UAE are backed by carriers holding an AM Best rating in the A range, of which 1 is rated A+. AM Best ratings measure an insurer's ability to pay claims.
+Can I buy cyber insurance in UAE directly, or do I need a broker?
1 of 4 products in UAE are available directly from the insurer, while 3 are sold only through brokers. Each product page on Ryskly shows the relevant contact route.