Allianz Compañía de Seguros (Chile) (Allianz SE (Germany))

Allianz Cyber Insurance – Chile

by Allianz Compañía de Seguros (Chile)
B2BA+DirectBroker onlyLatin AmericaSpanish
Last updated Apr 2026

Product Details§ 01

Max Insurance Limit
Bespoke.
Min Premium / Revenue
Mid-market and large enterprise; no published minimum premium. Bespoke per risk.
Market Focus
Large enterprise.
AM Best Rating
A+ (Superior) – AM Best (Allianz SE)
MGA / Direct
No – Direct insurer.
Policy Language
Spanish / English
NIS2 / DORA Support
Not applicable.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
Latin America.
Broker Only
Yes

Advantages & Limitations§ 02

Advantages

  • Allianz Cyber Protect: flexible, modular standalone cyber policy; clear policy wording covering first-party and third-party risks.
  • First-party: data breach response, BI loss, data recovery, cyber extortion/ransomware, crisis management, reputation management.
  • Third-party: cyber liability, privacy regulatory defence and fines.
  • Allianz Cyber Center of Competence (CoCC): Group-wide coordination of cyber underwriting and risk management.
  • IT forensics and incident response via AGCS expert partner network.
  • Allianz Commercial: present in 200+ countries and territories; €18B gross premium (2024).

Limitations

  • Mid-market to large enterprise focus.

Contact & Response§ 03

24/7 Crisis Hotline
24/7 via Allianz global incident response.