Beazley BBR (Cyber Medianas Empresas)
Beazley BBR (Cyber Medianas Empresas) is a cyber insurance product underwritten by Beazley Insurance dac – Spain Branch (Zurich Insurance Group (Switzerland)), available in Spain. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Bespoke.. The policy extends beyond standard cyber liability with Cyber crime / FTF. Policyholders get 8 bundled proactive services — Vulnerability scanning, Training & awareness, MDR / EDR and Risk assessment, among others — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best (all Lloyd's syndicates; Beazley Insurance dac). The product signals support for NIS2/DORA regulatory requirements. It is distributed through insurance brokers.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Beazley: leading specialist insurer; pioneer in cyber risk for 20+ years; 7 Lloyd's syndicates; $6.2B GWP (2024); A (Excellent) – AM Best across all entities. Operations in Europe, North America, Latin America and Asia.
- Beazley Breach Response (BBR) — Full Spectrum Cyber: flagship cyber policy; BBR 5.0 wording (effective July 2025) — most comprehensive ever; streamlined language; integrated endorsements.
- Coverage (4 pillars): Breach Response (forensics, legal, notification, credit monitoring, PR); First Party (BI, extra expense, data recovery, hardware loss, cloud charges, ransomware); Third Party (network security liability, privacy liability, regulatory fines, PCI DSS); eCrime (social engineering, FTF, telephone fraud, ransomware).
- Available as admitted and surplus lines (US); primary and excess placements available.
- Beazley Security (wholly owned subsidiary, launched June 2024 — merger of Beazley cyber services + Lodestone): in-house cyber risk management company with MXDR (Managed eXtended Detection & Response), incident response, forensics, and professional pre-breach services.
- Risk Management Offerings (RMOs — included in every BBR/InfoSec/MediaTech policy): attack surface scanning, workshops, training, phishing-resistant MFA keys, vendor discounts; tiered by premium ($30K+, $50K+, $100K+).
- Zero Dollar IR Retainer: all Beazley cyber policyholders get immediate expert IR from Beazley Security.
- CYGNVS: secure out-of-band incident command platform — available to every policyholder.
- Cyber Cash: advance payment feature for eligible policyholders to manage immediate costs.
Limitations
- Broker-only distribution.
- Catastrophic event sublimit applies for accounts below $100M revenue.
- Nation-state exclusions apply.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Beazley BBR (Cyber Medianas Empresas) designed for?
Beazley BBR (Cyber Medianas Empresas) by Beazley Insurance dac – Spain Branch targets small and medium-sized businesses and mid-market companies in Spain. Geographic scope: EU / EEA..
+What proactive security services are included with Beazley BBR (Cyber Medianas Empresas)?
The policy bundles 8 proactive services: Vulnerability scanning, Training & awareness, MDR / EDR, Risk assessment, Incident response, Risk platform / portal, Pre-breach advisory and Crisis management. These preventive services are typically included in the premium.
+Does Beazley BBR (Cyber Medianas Empresas) help with NIS2 or DORA compliance?
Beazley Insurance dac – Spain Branch indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Beazley BBR (Cyber Medianas Empresas) in Spain?
Beazley BBR (Cyber Medianas Empresas) is sold through insurance brokers — broker contact: https://www.beazley.com/es-es/. Compare it with alternatives in Spain on Ryskly before approaching a broker.