Generali Italia S.p.A. (Generali group (Italy))
Cyber Lion
by Generali Italia S.p.A.
B2BADirectNIS2EU / EEAItalian
Last updated Apr 2026
Product Details§ 01
Max Insurance Limit
Bespoke.
Min Premium / Revenue
SME-focused; turnover declared at policy inception.
Market Focus
SME and mid-market.
AM Best Rating
A (Excellent) – AM Best
MGA / Direct
No – Direct insurer.
Policy Language
Italian
NIS2 / DORA Support
NIS2 and DORA compliance advisory included.
War Exclusion
War and nation-state cyber exclusion applied (LMA-aligned).
Geographic Scope
EU / EEA.
Broker Only
No
Advantages & Limitations§ 02
Advantages
- Cyber Lion mod. CYB/06 ed. 10/2024 — Italy's most recent standalone SME cyber product.
- Designed for manufacturing, commerce and services sectors; all company sizes accepted.
- Coverage: IT system damage and recovery, business interruption loss, cyber extortion/ransomware payments (where insurable), third-party RC/privacy liability, GDPR/data breach notification costs (legal advice, correspondence, supervisory authority notification), legal defence costs, reputational damage management.
- Mandatory pre-insurance risk assessment via Generali's proprietary Majorana platform (AI/ML-based), providing a cyber security report with prioritised vulnerability remediation recommendations — included at no additional cost.
- Italy was the first country to pilot the Majorana platform and the associated cyber insurance proposition. Supported by GeneraliCyberSecurTech start-up (100% Generali-owned).
- Partner ecosystem: specialised IT forensics, legal and PR crisis management providers activated directly upon claim.
- Distributed through Generali's extensive Italian agent network.
- Italy's #1 insurer with 30%+ market share; 1881 founding in Trieste.
Limitations
- Agent-network distribution; direct online purchase not available.
- Primarily SME product (Cyber Lion); large corporate risks handled separately via Generali GC&C Italy on a bespoke basis.
- Standard exclusions: deliberate/fraudulent acts, war and nation-state attacks.
Contact & Response§ 03
24/7 Crisis Hotline
Via Generali agent network and policy documentation.
Broker Contact