Cyber Lion
Cyber Lion is a cyber insurance product underwritten by Generali Italia S.p.A. (Generali group (Italy)), available in Italy. It is aimed at small and medium-sized businesses and mid-market companies. Coverage limits reach up to Bespoke.. Policyholders get 2 bundled proactive services — Risk assessment and Crisis management — designed to reduce breach risk before a claim ever happens. The carrier holds an AM Best rating of A (Excellent) – AM Best. The product signals support for NIS2/DORA regulatory requirements. It can be approached directly through the provider.
Product Details§ 01
Advantages & Limitations§ 02
Advantages
- Cyber Lion mod. CYB/06 ed. 10/2024 — Italy's most recent standalone SME cyber product.
- Designed for manufacturing, commerce and services sectors; all company sizes accepted.
- Coverage: IT system damage and recovery, business interruption loss, cyber extortion/ransomware payments (where insurable), third-party RC/privacy liability, GDPR/data breach notification costs (legal advice, correspondence, supervisory authority notification), legal defence costs, reputational damage management.
- Mandatory pre-insurance risk assessment via Generali's proprietary Majorana platform (AI/ML-based), providing a cyber security report with prioritised vulnerability remediation recommendations — included at no additional cost.
- Italy was the first country to pilot the Majorana platform and the associated cyber insurance proposition. Supported by GeneraliCyberSecurTech start-up (100% Generali-owned).
- Partner ecosystem: specialised IT forensics, legal and PR crisis management providers activated directly upon claim.
- Distributed through Generali's extensive Italian agent network.
- Italy's #1 insurer with 30%+ market share; 1881 founding in Trieste.
Limitations
- Agent-network distribution; direct online purchase not available.
- Primarily SME product (Cyber Lion); large corporate risks handled separately via Generali GC&C Italy on a bespoke basis.
- Standard exclusions: deliberate/fraudulent acts, war and nation-state attacks.
Contact & Response§ 03
Frequently asked questions§ 04
+Who is Cyber Lion designed for?
Cyber Lion by Generali Italia S.p.A. targets small and medium-sized businesses and mid-market companies in Italy. Geographic scope: EU / EEA..
+What proactive security services are included with Cyber Lion?
The policy bundles 2 proactive services: Risk assessment and Crisis management. These preventive services are typically included in the premium.
+Does Cyber Lion help with NIS2 or DORA compliance?
Generali Italia S.p.A. indicates the following NIS2/DORA support for this product: NIS2 and DORA compliance advisory included..
+How can I buy Cyber Lion in Italy?
You can approach Generali Italia S.p.A. directly (https://www.generali.it/business/pmi-e-micro-imprese/artigianato/cyber-lion michela.moro@generali.com) or via the provider's website. Compare it with alternatives in Italy on Ryskly first.